Mortgage lending in Arapahoe County, Colorado
Lenders in Arapahoe County, Colorado reported 26,662 mortgage applications for 2025, according to the CFPB.
26,662 mortgage applications and 15,678 loans originated in 2025; the denial rate was 21.3% of 21,090 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 26,662
- Applications
- 15,678
- Loans originated
- 21.3%
- Denial rate
- 4,491 denied of 21,090 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 26,662 | 15,678 |
| 2024 | 25,141 | 14,708 |
| 2023 | 24,382 | 14,330 |
| 2022 | 39,031 | 23,644 |
| 2021 | 74,486 | 49,833 |
| 2020 | 84,644 | 54,612 |
| 2019 | 56,430 | 35,756 |
| 2018 | 45,313 | 26,964 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 2,038 | 2,649 |
| Rocket Mortgage | 913 | 1,243 |
| Bellco Credit Union | 564 | 1,194 |
| Guild Mortgage Company | 443 | 652 |
| Ent Credit Union (68671) | 413 | 666 |
| Canvas Credit Union | 409 | 695 |
| FirstBank | 312 | 531 |
| Crosscountry Mortgage, LLC | 311 | 474 |
| American Financing Corporation | 253 | 815 |
| Fairway Independent Mort Corp | 249 | 353 |
| US Bank, N.A. | 247 | 535 |
| Lennar Mortgage, LLC | 213 | 287 |
| Pennymac Loan Services LLC | 212 | 367 |
| Guaranteed Rate, Inc. | 205 | 362 |
| JPMorgan Chase Bank, NA | 193 | 333 |
| The Loan Store, Inc | 182 | 262 |
| Navy Federal Credit Union | 180 | 414 |
| New American Funding, LLC. | 176 | 331 |
| Loan Simple, Inc. | 166 | 275 |
| CMG Mortgage Inc | 165 | 248 |
| Westerra Credit Union | 163 | 286 |
| loanDepot.com LLC | 162 | 263 |
| Lower, LLC | 154 | 219 |
| Freedom Mortgage Corporation | 145 | 329 |
| DHI Mortgage Company, LTD. | 138 | 194 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 225 | 35.8% of 176 decided |
| Asian | 1,614 | 23.5% of 1,254 decided |
| Black or African American | 2,253 | 31.7% of 1,732 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 16,693 | 19.2% of 13,521 decided |
| 2 or more minority races | 106 | 42.2% of 83 decided |
| Joint | 854 | 13.5% of 690 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,845 | 23.5% of 3,579 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,921 | 24.9% of 3,101 decided |
| Not Hispanic or Latino | 17,468 | 20.3% of 14,040 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,301 | 23.2% of 3,187 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,619 | 25.1% of 6,785 decided |
| Female | 6,266 | 24.6% of 5,025 decided |
| Joint | 9,427 | 15.5% of 7,621 decided |
| Sex Not Available | 2,350 | 22.1% of 1,659 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 135 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved