Mortgage lending in La Plata County, Colorado
Lenders in La Plata County, Colorado reported 2,300 mortgage applications for 2025, according to the CFPB.
2,300 mortgage applications and 1,420 loans originated in 2025; the denial rate was 17.0% of 1,815 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: La Plata County, CO.
- 2,300
- Applications
- 1,420
- Loans originated
- 17.0%
- Denial rate
- 308 denied of 1,815 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,300 | 1,420 |
| 2024 | 2,033 | 1,212 |
| 2023 | 1,846 | 1,092 |
| 2022 | 2,890 | 1,774 |
| 2021 | 5,467 | 3,673 |
| 2020 | 5,866 | 3,948 |
| 2019 | 3,392 | 2,217 |
| 2018 | 2,784 | 1,706 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 292 | 371 |
| The Central Trust Bank | 106 | 131 |
| Rocket Mortgage | 92 | 125 |
| Alpine Bank | 89 | 127 |
| Bank of Colorado | 84 | 123 |
| Glacier Bank | 56 | 90 |
| Credit Union of Colorado, a Federal Credit Union | 54 | 85 |
| Zions Bancorporation, N.A. | 28 | 42 |
| Flanagan State Bank | 24 | 31 |
| Pennymac Loan Services LLC | 23 | 34 |
| Guild Mortgage Company | 22 | 27 |
| The Loan Store, Inc | 21 | 28 |
| TBK Bank, SSB | 21 | 27 |
| JPMorgan Chase Bank, NA | 15 | 24 |
| Triad Financial Services, Inc. | 13 | 38 |
| Huntington National Bank | 12 | 13 |
| Nationstar Mortgage | 12 | 16 |
| Navy Federal Credit Union | 10 | 22 |
| Newrez LLC | 10 | 30 |
| Figure Lending LLC | 9 | 22 |
| New American Funding, LLC. | 9 | 20 |
| 21ST Mortgage | 9 | 38 |
| Sunward | 8 | 10 |
| Morgan Stanley Private Bank NA | 8 | 8 |
| Freedom Mortgage Corporation | 8 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 46 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,804 | 15.3% of 1,449 decided |
| 2 or more minority races | under 10 | |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 364 | 23.4% of 261 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 89 | 22.2% of 72 decided |
| Not Hispanic or Latino | 1,757 | 16.1% of 1,414 decided |
| Joint | 81 | 6.7% of 60 decided |
| Ethnicity Not Available | 373 | 22.7% of 269 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 678 | 20.6% of 529 decided |
| Female | 421 | 22.3% of 341 decided |
| Joint | 995 | 11.8% of 791 decided |
| Sex Not Available | 206 | 19.5% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 110 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved