Mortgage lending in Elbert County, Colorado
Lenders in Elbert County, Colorado reported 2,296 mortgage applications for 2025, according to the CFPB.
2,296 mortgage applications and 1,345 loans originated in 2025; the denial rate was 22.1% of 1,818 applications decided. The median loan was about $485,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 2,296
- Applications
- 1,345
- Loans originated
- 22.1%
- Denial rate
- 401 denied of 1,818 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,296 | 1,345 |
| 2024 | 2,208 | 1,310 |
| 2023 | 1,573 | 948 |
| 2022 | 2,660 | 1,578 |
| 2021 | 4,660 | 3,024 |
| 2020 | 5,131 | 3,294 |
| 2019 | 3,380 | 2,100 |
| 2018 | 2,587 | 1,437 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 134 | 178 |
| Lennar Mortgage, LLC | 100 | 127 |
| Rocket Mortgage | 61 | 91 |
| DHI Mortgage Company, LTD. | 52 | 69 |
| Ent Credit Union (68671) | 46 | 75 |
| Bellco Credit Union | 41 | 94 |
| Pulte Mortgage LLC | 36 | 49 |
| Inspire Home Loans Inc. | 33 | 38 |
| Homeamerican Mortgage Corporation | 27 | 32 |
| Lower, LLC | 25 | 34 |
| Guild Mortgage Company | 22 | 34 |
| Credit Union of Colorado, a Federal Credit Union | 21 | 34 |
| Fairway Independent Mort Corp | 21 | 25 |
| Pennymac Loan Services LLC | 21 | 40 |
| Taylor Morrison Home Funding, Inc. | 20 | 31 |
| US Bank, N.A. | 20 | 31 |
| Canvas Credit Union | 19 | 42 |
| Newrez LLC | 17 | 40 |
| The Loan Store, Inc | 16 | 22 |
| Navy Federal Credit Union | 15 | 31 |
| Spring Eq, LLC | 15 | 37 |
| Crosscountry Mortgage, LLC | 15 | 21 |
| FirstBank | 14 | 31 |
| American Financing Corporation | 14 | 64 |
| New American Funding, LLC. | 13 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 35 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,785 | 22.0% of 1,449 decided |
| 2 or more minority races | under 10 | |
| Joint | 58 | no rate: base under 50 |
| Race Not Available | 369 | 23.9% of 263 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 160 | 26.6% of 124 decided |
| Not Hispanic or Latino | 1,676 | 22.0% of 1,352 decided |
| Joint | withheld | |
| Ethnicity Not Available | 362 | 21.8% of 262 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 695 | 24.7% of 555 decided |
| Female | 354 | 27.5% of 273 decided |
| Joint | 1,063 | 18.1% of 869 decided |
| Sex Not Available | 184 | 26.5% of 121 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 38 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved