Mortgage lending in Lake County, Colorado
Lenders in Lake County, Colorado reported 369 mortgage applications for 2025, according to the CFPB.
369 mortgage applications and 228 loans originated in 2025; the denial rate was 15.9% of 283 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lake County, CO.
- 369
- Applications
- 228
- Loans originated
- 15.9%
- Denial rate
- 45 denied of 283 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 369 | 228 |
| 2024 | 396 | 218 |
| 2023 | 324 | 161 |
| 2022 | 473 | 278 |
| 2021 | 853 | 538 |
| 2020 | 796 | 492 |
| 2019 | 509 | 298 |
| 2018 | 479 | 273 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 22 | 27 |
| Rocket Mortgage | 18 | 27 |
| Bokf NA | 9 | 15 |
| Crosscountry Mortgage, LLC | 8 | 9 |
| New American Funding, LLC. | 7 | 9 |
| High Country Bank | 5 | 9 |
| Elevations Credit Union | 5 | 9 |
| The Mortgage Company | 5 | 10 |
| US Bank, N.A. | 5 | 9 |
| The Loan Store, Inc | 4 | 4 |
| Ark-LA-Tex Financial Services LLC | 4 | 5 |
| FirstBank | 4 | 7 |
| Credit Union of Colorado, a Federal Credit Union | 4 | 7 |
| Guild Mortgage Company | 4 | 7 |
| NBH Bank | 4 | 8 |
| Securitynational Mortgage Company | 4 | 4 |
| JPMorgan Chase Bank, NA | 4 | 4 |
| Figure Lending LLC | 3 | 3 |
| Planet Home Lending, LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 5 |
| Movement Mortgage, LLC | 3 | 4 |
| Nationstar Mortgage | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 3 |
| Kind Lending, LLC | 3 | 3 |
| Ent Credit Union (68671) | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 298 | 15.3% of 228 decided |
| Joint | under 10 | |
| Race Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 270 | 14.7% of 204 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 129 | 19.4% of 93 decided |
| Female | 58 | no rate: base under 50 |
| Joint | 157 | 12.6% of 127 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 96 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved