Mortgage lending in Park County, Colorado
Lenders in Park County, Colorado reported 1,644 mortgage applications for 2025, according to the CFPB.
1,644 mortgage applications and 931 loans originated in 2025; the denial rate was 22.8% of 1,290 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 1,644
- Applications
- 931
- Loans originated
- 22.8%
- Denial rate
- 294 denied of 1,290 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,644 | 931 |
| 2024 | 1,516 | 826 |
| 2023 | 1,352 | 734 |
| 2022 | 1,935 | 1,132 |
| 2021 | 3,753 | 2,425 |
| 2020 | 3,775 | 2,342 |
| 2019 | 2,580 | 1,537 |
| 2018 | 2,044 | 1,174 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 113 | 145 |
| Rocket Mortgage | 56 | 81 |
| Ent Credit Union (68671) | 26 | 49 |
| CMG Mortgage Inc | 23 | 30 |
| Pennymac Loan Services LLC | 22 | 30 |
| Guild Mortgage Company | 21 | 31 |
| FirstBank | 20 | 32 |
| The Loan Store, Inc | 17 | 25 |
| US Bank, N.A. | 17 | 44 |
| Liberty Federal Credit Union | 16 | 22 |
| New American Funding, LLC. | 15 | 26 |
| American Financial Resources LLC | 14 | 16 |
| JPMorgan Chase Bank, NA | 13 | 20 |
| BMO Harris Bank NA | 12 | 22 |
| Canvas Credit Union | 12 | 20 |
| Newrez LLC | 12 | 25 |
| Fairway Independent Mort Corp | 12 | 17 |
| Elevations Credit Union | 10 | 15 |
| Movement Mortgage, LLC | 10 | 19 |
| Northpointe Bank | 10 | 13 |
| Bokf NA | 10 | 24 |
| Navy Federal Credit Union | 9 | 24 |
| Bellco Credit Union | 9 | 21 |
| Freedom Mortgage Corporation | 9 | 25 |
| Lower, LLC | 9 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 26 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,240 | 23.8% of 984 decided |
| 2 or more minority races | under 10 | |
| Joint | 41 | no rate: base under 50 |
| Race Not Available | 325 | 21.0% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 78 | 35.9% of 64 decided |
| Not Hispanic or Latino | 1,206 | 22.4% of 962 decided |
| Joint | 58 | no rate: base under 50 |
| Ethnicity Not Available | 302 | 21.4% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 500 | 27.1% of 402 decided |
| Female | 277 | 28.4% of 211 decided |
| Joint | 673 | 16.8% of 536 decided |
| Sex Not Available | 194 | 24.8% of 141 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 97 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved