Mortgage lending in Douglas County, Colorado
Lenders in Douglas County, Colorado reported 20,551 mortgage applications for 2025, according to the CFPB.
20,551 mortgage applications and 13,022 loans originated in 2025; the denial rate was 16.8% of 16,561 applications decided. The median loan was about $475,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 20,551
- Applications
- 13,022
- Loans originated
- 16.8%
- Denial rate
- 2,789 denied of 16,561 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 20,551 | 13,022 |
| 2024 | 18,584 | 11,823 |
| 2023 | 18,098 | 11,311 |
| 2022 | 29,645 | 18,960 |
| 2021 | 55,187 | 39,032 |
| 2020 | 64,966 | 44,788 |
| 2019 | 39,173 | 26,279 |
| 2018 | 29,253 | 18,447 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,679 | 2,021 |
| Rocket Mortgage | 756 | 994 |
| Ent Credit Union (68671) | 582 | 849 |
| Bellco Credit Union | 447 | 821 |
| Canvas Credit Union | 383 | 587 |
| US Bank, N.A. | 260 | 519 |
| Guild Mortgage Company | 256 | 338 |
| FirstBank | 243 | 382 |
| Shea Mortgage Inc. | 241 | 311 |
| Pennymac Loan Services LLC | 230 | 387 |
| JPMorgan Chase Bank, NA | 181 | 277 |
| Lennar Mortgage, LLC | 180 | 224 |
| Crosscountry Mortgage, LLC | 166 | 246 |
| Homeamerican Mortgage Corporation | 163 | 192 |
| Toll Brothers Mortgage Company | 158 | 246 |
| The Loan Store, Inc | 147 | 189 |
| New American Funding, LLC. | 144 | 229 |
| Fairway Independent Mort Corp | 141 | 204 |
| Navy Federal Credit Union | 136 | 288 |
| Inspire Home Loans Inc. | 131 | 153 |
| Newrez LLC | 131 | 297 |
| Taylor Morrison Home Funding, Inc. | 130 | 170 |
| Westerra Credit Union | 119 | 200 |
| Guaranteed Rate, Inc. | 118 | 202 |
| CMG Mortgage Inc | 114 | 189 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 100 | 20.9% of 67 decided |
| Asian | 1,582 | 17.0% of 1,268 decided |
| Black or African American | 233 | 30.5% of 187 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 14,746 | 16.3% of 12,068 decided |
| 2 or more minority races | 27 | no rate: base under 50 |
| Joint | 692 | 15.1% of 569 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,142 | 18.8% of 2,357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,043 | 21.4% of 824 decided |
| Not Hispanic or Latino | 15,551 | 16.4% of 12,730 decided |
| Joint | 848 | 11.9% of 704 decided |
| Ethnicity Not Available | 3,109 | 18.9% of 2,303 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,294 | 20.3% of 5,043 decided |
| Female | 3,352 | 20.8% of 2,704 decided |
| Joint | 9,326 | 12.7% of 7,688 decided |
| Sex Not Available | 1,579 | 20.0% of 1,126 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 43 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved