Mortgage lending in Phillips County, Colorado
Lenders in Phillips County, Colorado reported 152 mortgage applications for 2025, according to the CFPB.
152 mortgage applications and 85 loans originated in 2025; the denial rate was 22.2% of 117 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Phillips County, CO.
- 152
- Applications
- 85
- Loans originated
- 22.2%
- Denial rate
- 26 denied of 117 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 152 | 85 |
| 2024 | 125 | 68 |
| 2023 | 103 | 71 |
| 2022 | 183 | 110 |
| 2021 | 241 | 153 |
| 2020 | 218 | 122 |
| 2019 | 137 | 85 |
| 2018 | 124 | 70 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 21 | 30 |
| Bank of Colorado | 17 | 22 |
| Rocket Mortgage | 8 | 16 |
| Equitable Savings & Loan Assoc | 8 | 9 |
| BMO Harris Bank NA | 5 | 15 |
| United Wholesale Mortgage | 4 | 6 |
| Freedom Mortgage Corporation | 3 | 5 |
| Elevations Credit Union | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 3 |
| A&d Mortgage LLC | 1 | 1 |
| AdvantageFirst Lending Inc | 1 | 1 |
| Primary Residential Mortgage, INC. | 1 | 1 |
| American Financing Corporation | 1 | 1 |
| Mortgage Research Center | 1 | 3 |
| Newrez LLC | 1 | 1 |
| Nationstar Mortgage | 1 | 2 |
| Mutual of Omaha Mortgage | 1 | 2 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| Amerisave Mortgage Company | 1 | 3 |
| US Bank, N.A. | 1 | 1 |
| Tomo Mortgage LLC | 0 | 1 |
| Figure Lending LLC | 0 | 1 |
| Credit Union of Denver | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 125 | 20.8% of 101 decided |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 90 | 19.4% of 72 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 51 | no rate: base under 50 |
| Female | withheld | |
| Joint | 61 | 14.0% of 50 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1368 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved