Mortgage lending in Gilpin County, Colorado
Lenders in Gilpin County, Colorado reported 416 mortgage applications for 2025, according to the CFPB.
416 mortgage applications and 227 loans originated in 2025; the denial rate was 21.7% of 318 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 416
- Applications
- 227
- Loans originated
- 21.7%
- Denial rate
- 69 denied of 318 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 416 | 227 |
| 2024 | 345 | 207 |
| 2023 | 343 | 181 |
| 2022 | 539 | 293 |
| 2021 | 1,011 | 647 |
| 2020 | 943 | 578 |
| 2019 | 646 | 382 |
| 2018 | 519 | 286 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 36 | 46 |
| Rocket Mortgage | 15 | 22 |
| Elevations Credit Union | 10 | 17 |
| CMG Mortgage Inc | 7 | 13 |
| US Bank, N.A. | 7 | 10 |
| Navy Federal Credit Union | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 10 |
| Ent Credit Union (68671) | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 10 |
| Figure Lending LLC | 4 | 4 |
| Premier Members Credit Union | 4 | 7 |
| JPMorgan Chase Bank, NA | 4 | 7 |
| The Loan Store, Inc | 3 | 5 |
| Credit Union of Denver | 3 | 5 |
| Mortgage Research Center | 3 | 5 |
| New American Funding, LLC. | 3 | 9 |
| Newrez LLC | 3 | 7 |
| Westerra Credit Union | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 9 |
| Kind Lending, LLC | 3 | 3 |
| Lakeview Loan Servicing, LLC | 3 | 5 |
| Spring Eq, LLC | 3 | 6 |
| Guaranteed Rate, Inc. | 3 | 4 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| Amerisave Mortgage Company | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 321 | 20.9% of 244 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 72 | 29.1% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 306 | 19.0% of 237 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 72 | 25.9% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 157 | 25.6% of 125 decided |
| Female | 71 | 20.0% of 50 decided |
| Joint | 145 | 12.7% of 110 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 178 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved