Mortgage lending in Delta County, Colorado
Lenders in Delta County, Colorado reported 1,408 mortgage applications for 2025, according to the CFPB.
1,408 mortgage applications and 838 loans originated in 2025; the denial rate was 18.9% of 1,080 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Delta County, CO.
- 1,408
- Applications
- 838
- Loans originated
- 18.9%
- Denial rate
- 204 denied of 1,080 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,408 | 838 |
| 2024 | 1,269 | 690 |
| 2023 | 1,124 | 616 |
| 2022 | 1,650 | 954 |
| 2021 | 2,751 | 1,712 |
| 2020 | 2,670 | 1,673 |
| 2019 | 1,732 | 1,076 |
| 2018 | 1,559 | 902 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cornerstone Capital Bank, SSB | 153 | 196 |
| Rocket Mortgage | 61 | 79 |
| United Wholesale Mortgage | 58 | 91 |
| Bank of Colorado | 50 | 92 |
| New American Funding, LLC. | 44 | 75 |
| Guild Mortgage Company | 43 | 59 |
| Ark-LA-Tex Financial Services LLC | 21 | 25 |
| Alpine Bank | 20 | 28 |
| OakStar Bank | 17 | 23 |
| The Central Trust Bank | 16 | 20 |
| Nationstar Mortgage | 15 | 21 |
| US Bank, N.A. | 15 | 25 |
| Mortgage Research Center | 12 | 27 |
| BMO Harris Bank NA | 11 | 21 |
| loanDepot.com LLC | 11 | 18 |
| Mortgage Solutions of Colorado | 10 | 15 |
| Pennymac Loan Services LLC | 10 | 27 |
| Fairway Independent Mort Corp | 8 | 17 |
| Spring Eq, LLC | 7 | 13 |
| Carrington Mortgage Services LLC | 7 | 10 |
| Lima One Capital, LLC | 6 | 6 |
| Figure Lending LLC | 6 | 10 |
| Farm Credit Mid-America, Aca | 6 | 8 |
| The Mortgage Link, Inc. | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | under 10 | |
| White | 1,136 | 17.1% of 887 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 221 | 29.1% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 118 | 24.5% of 94 decided |
| Not Hispanic or Latino | 1,023 | 16.8% of 803 decided |
| Joint | 53 | no rate: base under 50 |
| Ethnicity Not Available | 214 | 29.7% of 145 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 445 | 20.2% of 351 decided |
| Female | 284 | 24.4% of 217 decided |
| Joint | 569 | 12.7% of 441 decided |
| Sex Not Available | 110 | 33.8% of 71 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 743 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved