Mortgage lending in Mesa County, Colorado
Lenders in Mesa County, Colorado reported 8,238 mortgage applications for 2025, according to the CFPB.
8,238 mortgage applications and 4,987 loans originated in 2025; the denial rate was 17.8% of 6,407 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grand Junction, CO MSA.
- 8,238
- Applications
- 4,987
- Loans originated
- 17.8%
- Denial rate
- 1,138 denied of 6,407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,238 | 4,987 |
| 2024 | 7,391 | 4,345 |
| 2023 | 6,594 | 3,911 |
| 2022 | 9,758 | 5,931 |
| 2021 | 17,260 | 11,683 |
| 2020 | 18,049 | 12,337 |
| 2019 | 12,399 | 8,012 |
| 2018 | 9,607 | 6,041 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ark-LA-Tex Financial Services LLC | 496 | 663 |
| Guild Mortgage Company | 371 | 544 |
| United Wholesale Mortgage | 296 | 421 |
| Rocket Mortgage | 279 | 381 |
| Fairway Independent Mort Corp | 278 | 382 |
| Alpine Bank | 185 | 233 |
| Gold Star Mortgage Financial Group, Corporation | 152 | 190 |
| Credit Union of Colorado, a Federal Credit Union | 125 | 178 |
| Bellco Credit Union | 104 | 209 |
| Coloramo Federal Credit Union | 103 | 151 |
| Canvas Credit Union | 98 | 180 |
| V.i.p. Mortgage, Inc. | 96 | 127 |
| Northpointe Bank | 96 | 142 |
| US Bank, N.A. | 95 | 213 |
| Primary Residential Mortgage, INC. | 91 | 104 |
| Bank of Colorado | 80 | 106 |
| OakStar Bank | 79 | 111 |
| Pennymac Loan Services LLC | 75 | 131 |
| Nationstar Mortgage | 71 | 96 |
| Climb Credit Union | 71 | 108 |
| Mortgage Research Center | 55 | 119 |
| New American Funding, LLC. | 55 | 103 |
| Crosscountry Mortgage, LLC | 50 | 92 |
| Freedom Mortgage Corporation | 49 | 125 |
| Zions Bancorporation, N.A. | 49 | 83 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 95 | 25.4% of 67 decided |
| Asian | 74 | 10.7% of 56 decided |
| Black or African American | 44 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,593 | 16.7% of 5,207 decided |
| 2 or more minority races | under 10 | |
| Joint | 177 | 21.1% of 128 decided |
| Race Not Available | 1,235 | 22.9% of 900 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 701 | 23.9% of 543 decided |
| Not Hispanic or Latino | 6,079 | 16.7% of 4,800 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,186 | 21.0% of 854 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,622 | 19.3% of 2,047 decided |
| Female | 1,774 | 22.5% of 1,392 decided |
| Joint | 3,224 | 13.1% of 2,552 decided |
| Sex Not Available | 618 | 23.1% of 416 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 516 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved