Mortgage lending in Archuleta County, Colorado
Lenders in Archuleta County, Colorado reported 895 mortgage applications for 2025, according to the CFPB.
895 mortgage applications and 513 loans originated in 2025; the denial rate was 19.3% of 675 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Archuleta County, CO.
- 895
- Applications
- 513
- Loans originated
- 19.3%
- Denial rate
- 130 denied of 675 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 895 | 513 |
| 2024 | 694 | 400 |
| 2023 | 651 | 402 |
| 2022 | 984 | 597 |
| 2021 | 1,797 | 1,141 |
| 2020 | 1,957 | 1,213 |
| 2019 | 1,148 | 673 |
| 2018 | 870 | 500 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 60 | 80 |
| The Central Trust Bank | 58 | 87 |
| Rocket Mortgage | 47 | 69 |
| Bank of Colorado | 41 | 54 |
| Glacier Bank | 20 | 35 |
| Pennymac Loan Services LLC | 19 | 32 |
| Guaranteed Rate, Inc. | 10 | 13 |
| loanDepot.com LLC | 8 | 14 |
| Nexbank | 8 | 10 |
| Fairway Independent Mort Corp | 7 | 8 |
| JPMorgan Chase Bank, NA | 7 | 13 |
| Cadence Bank | 7 | 7 |
| The Loan Store, Inc | 6 | 8 |
| Credit Union of Colorado, a Federal Credit Union | 6 | 9 |
| V.i.p. Mortgage, Inc. | 6 | 7 |
| Navy Federal Credit Union | 5 | 12 |
| Guild Mortgage Company | 5 | 10 |
| Mortgage Research Center | 5 | 18 |
| Lendsure Mortgage Corp. | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 7 |
| Zions Bancorporation, N.A. | 5 | 8 |
| Bank of America NA | 5 | 10 |
| American Financing Corporation | 4 | 9 |
| Newrez LLC | 4 | 12 |
| Morgan Stanley Private Bank NA | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 678 | 17.8% of 533 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 170 | 22.2% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 63 | 25.0% of 52 decided |
| Not Hispanic or Latino | 617 | 19.3% of 482 decided |
| Joint | 42 | no rate: base under 50 |
| Ethnicity Not Available | 173 | 18.0% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 270 | 22.9% of 205 decided |
| Female | 154 | 24.6% of 114 decided |
| Joint | 385 | 14.8% of 304 decided |
| Sex Not Available | 86 | 19.2% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 136 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved