Mortgage lending in Washington County, Colorado

Lenders in Washington County, Colorado reported 180 mortgage applications for 2025, according to the CFPB.

180 mortgage applications and 93 loans originated in 2025; the denial rate was 27.0% of 137 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Washington County, CO.

180
Applications: 93
Loans originated: 27.0%
Denial rate: 37 denied of 137 applications decided.

Every year

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Mortgage applications and loans originated in Washington County, Colorado, by year
Year	Applications	Originated	Denied
2025	180	93	37
2024	144	92	22
2023	138	74	30
2022	168	93	28
2021	247	156	36
2020	244	160	43
2019	172	107	33
2018	164	99	36

The largest lenders here

Lenders in Washington County, Colorado by loans originated, 2025
Lender	Originated	Applications
Bank of Colorado	21	25
Guild Mortgage Company	11	12
American Financing Corporation	6	15
Rocket Mortgage	6	12
United Wholesale Mortgage	4	9
Equitable Savings & Loan Assoc	4	6
Mortgage Research Center	3	9
V.i.p. Mortgage, Inc.	3	3
Peak Financial LLC	2	2
New American Funding, LLC.	2	7
Freedom Mortgage Corporation	2	5
Lower, LLC	2	2
Ixonia Bank	2	2
Everett Financial, Inc.	2	2
Bokf NA	2	4
Pennymac Loan Services LLC	2	5
Sierra Pacific Mortgage Co. Inc	1	1
Figure Lending LLC	1	2
Paramount Residential Mortgage	1	1
TBK Bank, SSB	1	3
Coastal Community Bank	1	2
Colorado Credit Union	1	2
loanDepot.com LLC	1	2
Premier Mortgage Resources, LLC	1	1
Canvas Credit Union	1	1

Applications by race, ethnicity and sex, 2025

By race, Washington County, Colorado: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	153	25.9% of 116 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	24	no rate: base under 50

By ethnicity, Washington County, Colorado: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	140	24.8% of 109 decided
Joint	under 10
Ethnicity Not Available	23	no rate: base under 50

By sex, Washington County, Colorado: applications and denial rate
Category	Applications	Denial rate
Male	67	30.9% of 55 decided
Female	withheld
Joint	67	20.0% of 50 decided
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1231 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026