Mortgage lending in Adams County, Colorado
Lenders in Adams County, Colorado reported 24,394 mortgage applications for 2025, according to the CFPB.
24,394 mortgage applications and 13,839 loans originated in 2025; the denial rate was 24.6% of 19,462 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Denver-Aurora-Centennial, CO MSA.
- 24,394
- Applications
- 13,839
- Loans originated
- 24.6%
- Denial rate
- 4,786 denied of 19,462 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 24,394 | 13,839 |
| 2024 | 24,248 | 13,341 |
| 2023 | 22,959 | 12,451 |
| 2022 | 34,830 | 19,857 |
| 2021 | 59,549 | 38,455 |
| 2020 | 64,071 | 40,182 |
| 2019 | 45,409 | 27,949 |
| 2018 | 36,918 | 21,117 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,582 | 2,082 |
| Rocket Mortgage | 719 | 971 |
| Bellco Credit Union | 394 | 896 |
| Guild Mortgage Company | 354 | 521 |
| Homeamerican Mortgage Corporation | 337 | 459 |
| Nest Home Lending, LLC | 319 | 381 |
| Ent Credit Union (68671) | 317 | 551 |
| Canvas Credit Union | 313 | 549 |
| Lennar Mortgage, LLC | 283 | 383 |
| loanDepot.com LLC | 276 | 427 |
| Crosscountry Mortgage, LLC | 243 | 382 |
| American Financing Corporation | 241 | 870 |
| KBHS Home Loans, LLC | 237 | 350 |
| FirstBank | 232 | 392 |
| Loan Simple, Inc. | 221 | 332 |
| New American Funding, LLC. | 197 | 354 |
| CMG Mortgage Inc | 184 | 278 |
| Fairway Independent Mort Corp | 182 | 259 |
| Guaranteed Rate, Inc. | 165 | 299 |
| Pennymac Loan Services LLC | 163 | 309 |
| Freedom Mortgage Corporation | 152 | 326 |
| Elevations Credit Union | 144 | 232 |
| DHI Mortgage Company, LTD. | 141 | 222 |
| US Bank, N.A. | 138 | 363 |
| Newrez LLC | 134 | 362 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 395 | 39.9% of 303 decided |
| Asian | 1,235 | 24.1% of 977 decided |
| Black or African American | 887 | 32.4% of 694 decided |
| Native Hawaiian or Other Pacific Islander | 56 | no rate: base under 50 |
| White | 15,952 | 23.2% of 12,990 decided |
| 2 or more minority races | 81 | 32.8% of 61 decided |
| Joint | 809 | 17.0% of 649 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Race Not Available | 4,969 | 27.8% of 3,732 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 7,291 | 31.6% of 5,843 decided |
| Not Hispanic or Latino | 12,081 | 21.2% of 9,750 decided |
| Joint | 1,330 | 18.9% of 1,082 decided |
| Ethnicity Not Available | 3,679 | 24.2% of 2,774 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,271 | 27.0% of 6,590 decided |
| Female | 5,372 | 29.9% of 4,333 decided |
| Joint | 8,880 | 19.1% of 7,232 decided |
| Sex Not Available | 1,871 | 25.2% of 1,307 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 124 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved