Mortgage lending in Montrose County, Colorado
Lenders in Montrose County, Colorado reported 1,791 mortgage applications for 2025, according to the CFPB.
1,791 mortgage applications and 1,076 loans originated in 2025; the denial rate was 20.5% of 1,447 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montrose County, CO.
- 1,791
- Applications
- 1,076
- Loans originated
- 20.5%
- Denial rate
- 297 denied of 1,447 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,791 | 1,076 |
| 2024 | 1,580 | 934 |
| 2023 | 1,515 | 888 |
| 2022 | 2,313 | 1,387 |
| 2021 | 3,648 | 2,349 |
| 2020 | 3,642 | 2,435 |
| 2019 | 2,419 | 1,543 |
| 2018 | 2,017 | 1,246 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 197 | 247 |
| United Wholesale Mortgage | 72 | 101 |
| The Central Trust Bank | 72 | 94 |
| Rocket Mortgage | 70 | 93 |
| Alpine Bank | 61 | 86 |
| Cornerstone Capital Bank, SSB | 44 | 52 |
| Bank of Colorado | 43 | 70 |
| New American Funding, LLC. | 25 | 39 |
| The Mortgage Link, Inc. | 23 | 24 |
| US Bank, N.A. | 22 | 53 |
| Nextmortgage, LLC | 18 | 28 |
| Fairway Independent Mort Corp | 15 | 19 |
| Pennymac Loan Services LLC | 14 | 23 |
| Nationstar Mortgage | 13 | 19 |
| BMO Harris Bank NA | 12 | 33 |
| Spring Eq, LLC | 12 | 35 |
| Ark-LA-Tex Financial Services LLC | 11 | 14 |
| Triad Financial Services, Inc. | 11 | 31 |
| Mortgage Solutions of Colorado | 10 | 13 |
| Navy Federal Credit Union | 9 | 17 |
| Bellco Credit Union | 9 | 21 |
| Mortgage Research Center | 9 | 25 |
| Credit Union of Colorado, a Federal Credit Union | 8 | 9 |
| loanDepot.com LLC | 8 | 19 |
| Freedom Mortgage Corporation | 8 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 11 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,438 | 18.8% of 1,171 decided |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 287 | 30.1% of 226 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 241 | 20.4% of 201 decided |
| Not Hispanic or Latino | 1,238 | 20.1% of 995 decided |
| Joint | 40 | no rate: base under 50 |
| Ethnicity Not Available | 272 | 23.7% of 219 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 512 | 19.0% of 411 decided |
| Female | 409 | 28.1% of 324 decided |
| Joint | 742 | 16.2% of 606 decided |
| Sex Not Available | 128 | 28.3% of 106 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 339 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved