Mortgage lending in San Miguel County, Colorado
Lenders in San Miguel County, Colorado reported 421 mortgage applications for 2025, according to the CFPB.
421 mortgage applications and 238 loans originated in 2025; the denial rate was 22.7% of 335 applications decided. The median loan was about $640,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Miguel County, CO.
- 421
- Applications
- 238
- Loans originated
- 22.7%
- Denial rate
- 76 denied of 335 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 421 | 238 |
| 2024 | 360 | 204 |
| 2023 | 300 | 165 |
| 2022 | 671 | 410 |
| 2021 | 1,087 | 677 |
| 2020 | 1,129 | 668 |
| 2019 | 674 | 414 |
| 2018 | 579 | 346 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Alpine Bank | 65 | 80 |
| NBH Bank | 22 | 37 |
| JPMorgan Chase Bank, NA | 14 | 19 |
| United Wholesale Mortgage | 11 | 15 |
| US Bank, N.A. | 11 | 29 |
| Morgan Stanley Private Bank NA | 7 | 8 |
| Guild Mortgage Company | 5 | 10 |
| Bank of America NA | 5 | 14 |
| The Mortgage Link, Inc. | 4 | 5 |
| Charles Schwab Bank, SSB | 4 | 4 |
| The Central Trust Bank | 4 | 5 |
| ANB Bank | 4 | 9 |
| Pennymac Loan Services LLC | 4 | 7 |
| BMO Harris Bank NA | 3 | 9 |
| Rocket Mortgage | 3 | 7 |
| Newrez LLC | 3 | 5 |
| Bank of Colorado | 3 | 3 |
| Zions Bancorporation, N.A. | 3 | 5 |
| Bny Mellon, N.A. | 2 | 2 |
| Colorado Credit Union | 2 | 2 |
| Arc Home LLC | 2 | 2 |
| Cornerstone Capital Bank, SSB | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 3 |
| Spring Eq, LLC | 2 | 9 |
| Guaranteed Rate, Inc. | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 335 | 22.8% of 272 decided |
| Joint | under 10 | |
| Race Not Available | 80 | 22.4% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 306 | 19.1% of 246 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 83 | 25.0% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 153 | 29.2% of 120 decided |
| Female | 57 | no rate: base under 50 |
| Joint | 155 | 16.5% of 127 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 12 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved