Mortgage lending in Saguache County, Colorado
Lenders in Saguache County, Colorado reported 226 mortgage applications for 2025, according to the CFPB.
226 mortgage applications and 97 loans originated in 2025; the denial rate was 27.8% of 151 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Saguache County, CO.
- 226
- Applications
- 97
- Loans originated
- 27.8%
- Denial rate
- 42 denied of 151 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 226 | 97 |
| 2024 | 211 | 94 |
| 2023 | 204 | 75 |
| 2022 | 234 | 106 |
| 2021 | 352 | 193 |
| 2020 | 278 | 144 |
| 2019 | 215 | 89 |
| 2018 | 198 | 84 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 14 | 18 |
| Guaranteed Rate, Inc. | 5 | 11 |
| The Loan Store, Inc | 4 | 4 |
| United Wholesale Mortgage | 4 | 5 |
| Blue Federal Credit Union | 3 | 33 |
| loanDepot.com LLC | 3 | 3 |
| Newrez LLC | 3 | 3 |
| Navy Federal Credit Union | 2 | 4 |
| American Financing Corporation | 2 | 5 |
| Guild Mortgage Company | 2 | 3 |
| Cornerstone Capital Bank, SSB | 2 | 3 |
| Mortgage Research Center | 2 | 4 |
| Plains Commerce Bank | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 7 |
| Kind Lending, LLC | 2 | 2 |
| Union Home Mortgage Corp. | 2 | 2 |
| The Central Trust Bank | 2 | 3 |
| 21ST Mortgage | 2 | 4 |
| Everett Financial, Inc. | 2 | 2 |
| Ent Credit Union (68671) | 2 | 6 |
| Bank of America NA | 2 | 2 |
| Synergy One Lending, Inc. | 1 | 1 |
| High Country Bank | 1 | 1 |
| Tomo Mortgage LLC | 1 | 2 |
| Sierra Pacific Mortgage Co. Inc | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 179 | 27.9% of 122 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 29 | no rate: base under 50 |
| Not Hispanic or Latino | 149 | 28.2% of 103 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 42 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 30.9% of 55 decided |
| Female | 56 | no rate: base under 50 |
| Joint | 65 | no rate: base under 50 |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 518 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved