Mortgage lending in Pitkin County, Colorado
Lenders in Pitkin County, Colorado reported 797 mortgage applications for 2025, according to the CFPB.
797 mortgage applications and 474 loans originated in 2025; the denial rate was 17.0% of 612 applications decided. The median loan was about $645,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pitkin County, CO.
- 797
- Applications
- 474
- Loans originated
- 17.0%
- Denial rate
- 104 denied of 612 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 797 | 474 |
| 2024 | 840 | 501 |
| 2023 | 863 | 512 |
| 2022 | 1,304 | 830 |
| 2021 | 2,399 | 1,501 |
| 2020 | 2,423 | 1,378 |
| 2019 | 1,462 | 884 |
| 2018 | 1,264 | 782 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Alpine Bank | 128 | 178 |
| ANB Bank | 26 | 42 |
| JPMorgan Chase Bank, NA | 26 | 45 |
| Timberline Bank | 23 | 24 |
| FirstBank | 19 | 33 |
| First Western Trust Bank | 14 | 19 |
| Morgan Stanley Private Bank NA | 13 | 20 |
| Bank of America NA | 13 | 22 |
| Zions Bancorporation, N.A. | 12 | 20 |
| Citibank, NA | 12 | 21 |
| Rocket Mortgage | 11 | 14 |
| Guaranteed Rate, Inc. | 11 | 18 |
| Bank of Colorado | 10 | 13 |
| T2 Financial LLC | 9 | 11 |
| United Wholesale Mortgage | 9 | 14 |
| US Bank, N.A. | 7 | 21 |
| Wells Fargo Bank NA | 6 | 18 |
| Ubs Bank USA | 5 | 10 |
| Bay Equity LLC | 5 | 9 |
| The Northern Trust Co | 5 | 5 |
| City National Bank of Florida | 5 | 8 |
| MidFirst Bank | 4 | 6 |
| Raymond James Bank | 4 | 5 |
| Coastal Community Bank | 3 | 6 |
| Newrez LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 576 | 18.6% of 445 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 201 | 11.8% of 153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 552 | 18.3% of 426 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 197 | 10.7% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 225 | 25.7% of 171 decided |
| Female | 128 | 16.2% of 99 decided |
| Joint | 291 | 16.5% of 230 decided |
| Sex Not Available | 153 | 5.4% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 11 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved