Mortgage lending in Larimer County, Colorado
Lenders in Larimer County, Colorado reported 15,570 mortgage applications for 2025, according to the CFPB.
15,570 mortgage applications and 9,679 loans originated in 2025; the denial rate was 17.0% of 12,407 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Collins-Loveland, CO MSA.
- 15,570
- Applications
- 9,679
- Loans originated
- 17.0%
- Denial rate
- 2,115 denied of 12,407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 15,570 | 9,679 |
| 2024 | 14,225 | 8,751 |
| 2023 | 13,368 | 8,269 |
| 2022 | 20,815 | 13,364 |
| 2021 | 39,100 | 27,260 |
| 2020 | 44,854 | 30,672 |
| 2019 | 27,338 | 18,049 |
| 2018 | 22,219 | 14,389 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 943 | 1,175 |
| Canvas Credit Union | 438 | 671 |
| Rocket Mortgage | 407 | 543 |
| Ent Credit Union (68671) | 401 | 595 |
| Elevations Credit Union | 388 | 590 |
| Guild Mortgage Company | 321 | 455 |
| First Western Trust Bank | 298 | 383 |
| FirstBank | 253 | 356 |
| First National Bank of Omaha | 232 | 393 |
| Bank of Colorado | 215 | 307 |
| Group Mortgage, LLC | 200 | 244 |
| DHI Mortgage Company, LTD. | 194 | 302 |
| loanDepot.com LLC | 169 | 250 |
| JPMorgan Chase Bank, NA | 156 | 231 |
| Fairway Independent Mort Corp | 145 | 226 |
| CMG Mortgage Inc | 140 | 226 |
| Crosscountry Mortgage, LLC | 140 | 227 |
| Pennymac Loan Services LLC | 135 | 207 |
| Guaranteed Rate, Inc. | 129 | 214 |
| The Loan Store, Inc | 125 | 155 |
| US Bank, N.A. | 125 | 249 |
| Jet HomeLoans, LP | 112 | 206 |
| Newrez LLC | 91 | 216 |
| Home Mortgage Advisors, LLC | 88 | 115 |
| Homeamerican Mortgage Corporation | 88 | 109 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 77 | 36.8% of 68 decided |
| Asian | 324 | 21.3% of 268 decided |
| Black or African American | 88 | 25.0% of 72 decided |
| Native Hawaiian or Other Pacific Islander | 26 | no rate: base under 50 |
| White | 11,923 | 16.3% of 9,641 decided |
| 2 or more minority races | 21 | no rate: base under 50 |
| Joint | 401 | 10.4% of 317 decided |
| Race Not Available | 2,710 | 20.0% of 2,005 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 983 | 36.2% of 773 decided |
| Not Hispanic or Latino | 11,343 | 15.1% of 9,187 decided |
| Joint | 572 | 16.0% of 455 decided |
| Ethnicity Not Available | 2,672 | 18.9% of 1,992 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,353 | 20.9% of 3,429 decided |
| Female | 2,927 | 20.3% of 2,345 decided |
| Joint | 6,854 | 12.8% of 5,603 decided |
| Sex Not Available | 1,436 | 19.7% of 1,030 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 138 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved