Mortgage lending in Montezuma County, Colorado
Lenders in Montezuma County, Colorado reported 819 mortgage applications for 2025, according to the CFPB.
819 mortgage applications and 471 loans originated in 2025; the denial rate was 21.6% of 644 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montezuma County, CO.
- 819
- Applications
- 471
- Loans originated
- 21.6%
- Denial rate
- 139 denied of 644 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 819 | 471 |
| 2024 | 680 | 376 |
| 2023 | 588 | 338 |
| 2022 | 990 | 579 |
| 2021 | 1,846 | 1,144 |
| 2020 | 1,684 | 1,037 |
| 2019 | 1,086 | 681 |
| 2018 | 966 | 541 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| V.i.p. Mortgage, Inc. | 84 | 102 |
| United Wholesale Mortgage | 55 | 70 |
| Rocket Mortgage | 48 | 66 |
| Zions Bancorporation, N.A. | 23 | 37 |
| Paramount Residential Mortgage | 15 | 17 |
| Guild Mortgage Company | 10 | 12 |
| Credit Union of Colorado, a Federal Credit Union | 9 | 14 |
| The Loan Store, Inc | 8 | 12 |
| American Financial Resources LLC | 8 | 10 |
| Freedom Mortgage Corporation | 8 | 17 |
| Mortgage Research Center | 7 | 20 |
| Nationstar Mortgage | 7 | 12 |
| Union Home Mortgage Corp. | 7 | 11 |
| Navy Federal Credit Union | 6 | 13 |
| Fairway Independent Mort Corp | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 9 |
| Sierra Pacific Mortgage Co. Inc | 5 | 5 |
| American Financing Corporation | 5 | 14 |
| Newrez LLC | 5 | 12 |
| Spring Eq, LLC | 5 | 17 |
| Alpine Bank | 5 | 5 |
| Flanagan State Bank | 4 | 5 |
| loanDepot.com LLC | 4 | 12 |
| New American Funding, LLC. | 4 | 14 |
| Plaza Home Mortgage, Inc | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 659 | 19.6% of 530 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 104 | 32.4% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 49 | no rate: base under 50 |
| Not Hispanic or Latino | 627 | 20.2% of 499 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 114 | 32.9% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 244 | 20.1% of 204 decided |
| Female | 202 | 31.2% of 157 decided |
| Joint | 320 | 15.3% of 248 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 517 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved