Mortgage lending in Chaffee County, Colorado
Lenders in Chaffee County, Colorado reported 1,088 mortgage applications for 2025, according to the CFPB.
1,088 mortgage applications and 704 loans originated in 2025; the denial rate was 16.4% of 878 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chaffee County, CO.
- 1,088
- Applications
- 704
- Loans originated
- 16.4%
- Denial rate
- 144 denied of 878 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,088 | 704 |
| 2024 | 909 | 562 |
| 2023 | 868 | 537 |
| 2022 | 1,243 | 822 |
| 2021 | 2,316 | 1,612 |
| 2020 | 1,867 | 1,187 |
| 2019 | 1,152 | 731 |
| 2018 | 931 | 566 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| High Country Bank | 120 | 149 |
| United Wholesale Mortgage | 60 | 77 |
| Rocket Mortgage | 57 | 71 |
| Union Home Mortgage Corp. | 45 | 56 |
| Glacier Bank | 34 | 60 |
| The Loan Store, Inc | 22 | 26 |
| Pennymac Loan Services LLC | 20 | 25 |
| Fairway Independent Mort Corp | 17 | 23 |
| Ent Credit Union (68671) | 16 | 22 |
| US Bank, N.A. | 12 | 16 |
| Crosscountry Mortgage, LLC | 11 | 17 |
| Guaranteed Rate, Inc. | 8 | 11 |
| BMO Harris Bank NA | 7 | 21 |
| Guild Mortgage Company | 7 | 10 |
| Provident Funding Associates | 6 | 8 |
| CMG Mortgage Inc | 6 | 9 |
| Charles Schwab Bank, SSB | 6 | 6 |
| JPMorgan Chase Bank, NA | 6 | 13 |
| Credit Union of Colorado, a Federal Credit Union | 5 | 6 |
| Triad Financial Services, Inc. | 5 | 13 |
| Canvas Credit Union | 5 | 7 |
| Spring Eq, LLC | 5 | 11 |
| Lower, LLC | 5 | 7 |
| Alpine Bank | 5 | 6 |
| HomeBridge Financial Services, Inc | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 876 | 15.9% of 723 decided |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 176 | 19.1% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 39 | no rate: base under 50 |
| Not Hispanic or Latino | 841 | 15.3% of 694 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 179 | 16.5% of 133 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 295 | 23.2% of 233 decided |
| Female | 173 | 17.3% of 133 decided |
| Joint | 503 | 13.2% of 425 decided |
| Sex Not Available | 117 | 12.6% of 87 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 67 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved