Mortgage lending in San Juan County, Colorado
Lenders in San Juan County, Colorado reported 82 mortgage applications for 2025, according to the CFPB.
82 mortgage applications and 32 loans originated in 2025; the denial rate was 38.7% of 62 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Juan County, CO.
- 82
- Applications
- 32
- Loans originated
- 38.7%
- Denial rate
- 24 denied of 62 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 82 | 32 |
| 2024 | 44 | 24 |
| 2023 | 46 | 21 |
| 2022 | 64 | 42 |
| 2021 | 103 | 61 |
| 2020 | 101 | 57 |
| 2019 | 55 | 34 |
| 2018 | 36 | 21 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 4 | 5 |
| Guild Mortgage Company | 3 | 4 |
| Pennymac Loan Services LLC | 3 | 7 |
| The Loan Store, Inc | 2 | 5 |
| Glacier Bank | 2 | 6 |
| The Central Trust Bank | 2 | 2 |
| Flexpoint, Inc. | 1 | 1 |
| Credit Union of Denver | 1 | 2 |
| Elevations Credit Union | 1 | 2 |
| Third Federal Savings and Loan | 1 | 1 |
| Rocket Mortgage | 1 | 2 |
| Newrez LLC | 1 | 1 |
| Morgan Stanley Private Bank NA | 1 | 1 |
| Charles Schwab Bank, SSB | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Fairway Independent Mort Corp | 1 | 2 |
| Kind Lending, LLC | 1 | 3 |
| Finance of America Reverse LLC | 1 | 1 |
| Guaranteed Rate, Inc. | 1 | 3 |
| Everett Financial, Inc. | 1 | 1 |
| Bokf NA | 1 | 1 |
| Alpine Bank | 1 | 1 |
| Flanagan State Bank | 0 | 1 |
| Golden Empire Mortgage, Inc. | 0 | 1 |
| HomeBridge Financial Services, Inc | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 65 | no rate: base under 50 |
| Race Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 60 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 31 | no rate: base under 50 |
| Female | 19 | no rate: base under 50 |
| Joint | 19 | no rate: base under 50 |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved