Mortgage lending in Fremont County, Colorado
Lenders in Fremont County, Colorado reported 2,259 mortgage applications for 2025, according to the CFPB.
2,259 mortgage applications and 1,228 loans originated in 2025; the denial rate was 23.1% of 1,735 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fremont County, CO.
- 2,259
- Applications
- 1,228
- Loans originated
- 23.1%
- Denial rate
- 400 denied of 1,735 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,259 | 1,228 |
| 2024 | 1,971 | 1,087 |
| 2023 | 1,852 | 1,023 |
| 2022 | 2,756 | 1,551 |
| 2021 | 4,344 | 2,693 |
| 2020 | 3,882 | 2,387 |
| 2019 | 2,822 | 1,730 |
| 2018 | 2,277 | 1,286 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ent Credit Union (68671) | 131 | 235 |
| United Wholesale Mortgage | 130 | 160 |
| The Mortgage Company | 86 | 132 |
| Rocket Mortgage | 76 | 105 |
| Credit Union of Colorado, a Federal Credit Union | 57 | 95 |
| The Central Trust Bank | 50 | 71 |
| High Country Bank | 35 | 41 |
| Click n' Close, Inc. | 24 | 35 |
| Mortgage Research Center | 24 | 60 |
| Guaranteed Rate, Inc. | 23 | 41 |
| Pennymac Loan Services LLC | 23 | 43 |
| US Bank, N.A. | 19 | 57 |
| Freedom Mortgage Corporation | 18 | 40 |
| Guild Mortgage Company | 15 | 23 |
| The Loan Store, Inc | 14 | 23 |
| loanDepot.com LLC | 14 | 29 |
| Glacier Bank | 14 | 23 |
| Lower, LLC | 14 | 22 |
| American Financial Resources LLC | 13 | 15 |
| Nationstar Mortgage | 12 | 23 |
| Fairway Independent Mort Corp | 12 | 22 |
| Sunflower Bank, N.A. | 10 | 14 |
| Loan Simple, Inc. | 10 | 20 |
| Newrez LLC | 10 | 28 |
| Ark-LA-Tex Financial Services LLC | 9 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,806 | 21.8% of 1,416 decided |
| 2 or more minority races | under 10 | |
| Joint | 35 | no rate: base under 50 |
| Race Not Available | 365 | 26.0% of 258 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 121 | 28.7% of 87 decided |
| Not Hispanic or Latino | 1,678 | 21.8% of 1,310 decided |
| Joint | 87 | 23.0% of 74 decided |
| Ethnicity Not Available | 373 | 27.3% of 264 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 725 | 25.1% of 555 decided |
| Female | 528 | 27.4% of 394 decided |
| Joint | 801 | 17.3% of 648 decided |
| Sex Not Available | 205 | 29.7% of 138 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 659 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved