Mortgage lending in Routt County, Colorado
Lenders in Routt County, Colorado reported 1,247 mortgage applications for 2025, according to the CFPB.
1,247 mortgage applications and 778 loans originated in 2025; the denial rate was 17.2% of 996 applications decided. The median loan was about $525,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Routt County, CO.
- 1,247
- Applications
- 778
- Loans originated
- 17.2%
- Denial rate
- 171 denied of 996 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,247 | 778 |
| 2024 | 1,028 | 626 |
| 2023 | 998 | 629 |
| 2022 | 1,709 | 1,129 |
| 2021 | 3,299 | 2,175 |
| 2020 | 3,513 | 2,367 |
| 2019 | 2,102 | 1,433 |
| 2018 | 1,724 | 1,071 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 82 | 108 |
| Alpine Bank | 78 | 109 |
| NFM, Inc | 60 | 73 |
| United Wholesale Mortgage | 54 | 73 |
| Rocket Mortgage | 27 | 40 |
| Group Mortgage, LLC | 24 | 36 |
| Mountain Valley Bank | 20 | 28 |
| Zions Bancorporation, N.A. | 18 | 29 |
| Elevations Credit Union | 15 | 23 |
| US Bank, N.A. | 13 | 19 |
| Bank of America NA | 13 | 18 |
| JPMorgan Chase Bank, NA | 12 | 17 |
| Morgan Stanley Private Bank NA | 11 | 13 |
| Wells Fargo Bank NA | 11 | 16 |
| Pennymac Loan Services LLC | 11 | 16 |
| Huntington National Bank | 10 | 15 |
| Guild Mortgage Company | 10 | 13 |
| Cornerstone Capital Bank, SSB | 10 | 12 |
| Originpoint, LLC | 10 | 18 |
| Nationstar Mortgage | 8 | 14 |
| The Loan Store, Inc | 7 | 10 |
| Charles Schwab Bank, SSB | 7 | 7 |
| Ent Credit Union (68671) | 7 | 13 |
| Newrez LLC | 6 | 17 |
| Spring Eq, LLC | 6 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | withheld | |
| White | 1,013 | 16.0% of 819 decided |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 198 | 21.3% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 39 | no rate: base under 50 |
| Not Hispanic or Latino | 976 | 15.9% of 781 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 208 | 22.5% of 160 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 347 | 21.9% of 279 decided |
| Female | 188 | 20.1% of 144 decided |
| Joint | 612 | 12.8% of 498 decided |
| Sex Not Available | 100 | 22.7% of 75 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 21 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved