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Mortgage lending in Oklahoma

Lenders in Oklahoma reported 140,899 mortgage applications for 2025, according to the CFPB.

140,899 mortgage applications and 79,051 loans originated in 2025. 25,245 of the 110,371 applications decided were denied, 22.9%. From 2025, the CFPB’s Snapshot release.

140,899
Applications
79,051
Loans originated
19.2 per 1,000 residents, over the Census Bureau's 2025 estimate.
22.9%
Denial rate
25,245 denied of 110,371 applications decided.

The largest lenders in Oklahoma

2 more columns on a wider screen

Lenders in Oklahoma by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage4,587
2First United Bank and Trust Co3,985
3Bancfirst3,786
4Arvest Bank3,409
5United Wholesale Mortgage2,497
6Associated Mortgage Corporation2,484
7Bokf NA2,384
8Mortgage Research Center1,899
9Gateway First Bank1,547
10Great Plains National Bank1,509
11Flat Branch Mortgage, Inc.1,425
12Stride Bank, National Association1,406
13Pennymac Loan Services LLC1,012
14TTCU Federal Credit Union984
15Tinker Federal Credit Union977
1621ST Mortgage888
17Freedom Mortgage Corporation846
18Navy Federal Credit Union811
19Guild Mortgage Company774
20MidFirst Bank728
21DHI Mortgage Company, LTD.717
22MLD Mortgage, Inc.dba the Money Store712
23Armstrong Bank709
24The Mortgage Link, Inc.667
25loanDepot.com LLC640

Counties in Oklahoma

1 more column on a wider screen

Counties in Oklahoma by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Oklahoma County16,093$195,000
Tulsa County13,497$205,000
Cleveland County6,100$195,000
Canadian County5,233$225,000
Wagoner County2,695$225,000
Comanche County2,543$165,000
Rogers County2,345$215,000
Logan County1,553$225,000
Creek County1,543$175,000
Pottawatomie County1,543$165,000
Grady County1,488$195,000
McClain County1,378$225,000
Payne County1,247$185,000
Muskogee County1,146$155,000
Garfield County977$145,000
Washington County965$165,000
Bryan County945$175,000
Carter County902$145,000
Osage County857$175,000
Delaware County827$205,000
Stephens County826$110,000
Cherokee County822$145,000
Sequoyah County781$145,000
Lincoln County760$155,000
Mayes County721$175,000
Pittsburg County717$145,000
Okmulgee County663$145,000
Le Flore County650$155,000
Kay County646$115,000
Pontotoc County629$165,000
McCurtain County540$380,000
Jackson County433$165,000
Marshall County414$165,000
McIntosh County386$155,000
Garvin County366$135,000
Ottawa County352$125,000
Seminole County316$135,000
Custer County301$165,000
Kingfisher County287$175,000
Pawnee County284$155,000
Beckham County267$145,000
Caddo County264$135,000
Texas County245$155,000
Murray County237$165,000
Adair County216$125,000
Woodward County202$145,000
Craig County186$140,000
Okfuskee County168$130,000
Noble County146$145,000
Atoka County143$145,000
Love County143$165,000
Haskell County126$155,000
Washita County126$125,000
Nowata County125$115,000
Choctaw County119$125,000
Hughes County119$125,000
Kiowa County119$95,000
Johnston County111$125,000
Latimer County99$135,000
Pushmataha County97$155,000
Cotton County94$105,000
Blaine County84$145,000
Woods County65$125,000
Jefferson County64$90,000
Major County63$125,000
Coal County59$125,000
Tillman County59$85,000
Greer County56$115,000
Grant County54$120,000
Beaver County32under 50 loans
Alfalfa County29under 50 loans
Dewey County28under 50 loans
Harmon County18under 50 loans
Roger Mills County17under 50 loans
Ellis County16under 50 loans
Harper County11under 50 loans
Cimarron County2under 50 loans

Oklahoma elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Oklahoma Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • State payroll State payrolls

    The state government's own payroll: what it paid each year, by agency, from the state's file.

  • The Oklahoma Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Oklahoma →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved