Mortgage lending in Washington County, Oklahoma
Lenders in Washington County, Oklahoma reported 1,735 mortgage applications for 2025, according to the CFPB.
1,735 mortgage applications and 965 loans originated in 2025; the denial rate was 22.8% of 1,342 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, OK.
- 1,735
- Applications
- 965
- Loans originated
- 22.8%
- Denial rate
- 306 denied of 1,342 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,735 | 965 |
| 2024 | 1,663 | 943 |
| 2023 | 1,649 | 970 |
| 2022 | 2,091 | 1,237 |
| 2021 | 2,590 | 1,621 |
| 2020 | 2,300 | 1,463 |
| 2019 | 1,745 | 1,096 |
| 2018 | 1,518 | 931 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 162 | 245 |
| Truity Federal Credit Union | 134 | 196 |
| Rocket Mortgage | 70 | 113 |
| Flat Branch Mortgage, Inc. | 46 | 56 |
| Associated Mortgage Corporation | 37 | 42 |
| Bokf NA | 34 | 67 |
| Bancfirst | 33 | 43 |
| United Wholesale Mortgage | 30 | 41 |
| Mortgage Research Center | 28 | 60 |
| Armstrong Bank | 23 | 34 |
| First United Bank and Trust Co | 16 | 22 |
| RCB Bank | 15 | 22 |
| Freedom Mortgage Corporation | 14 | 30 |
| Stride Bank, National Association | 14 | 16 |
| Pennymac Loan Services LLC | 14 | 36 |
| Gateway First Bank | 11 | 20 |
| The Mortgage Link, Inc. | 10 | 11 |
| TTCU Federal Credit Union | 9 | 13 |
| Canopy Mortgage, LLC | 9 | 12 |
| Coastal Community Bank | 8 | 16 |
| American Heritage Bank | 8 | 11 |
| 21ST Mortgage | 6 | 32 |
| US Bank, N.A. | 6 | 12 |
| Navy Federal Credit Union | 5 | 9 |
| New American Funding, LLC. | 5 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 131 | 28.9% of 97 decided |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,115 | 22.5% of 862 decided |
| 2 or more minority races | under 10 | |
| Joint | 130 | 19.2% of 104 decided |
| Race Not Available | 303 | 20.3% of 236 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 73 | 44.6% of 56 decided |
| Not Hispanic or Latino | 1,309 | 21.9% of 1,014 decided |
| Joint | withheld | |
| Ethnicity Not Available | 313 | 21.4% of 238 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 583 | 29.4% of 446 decided |
| Female | 337 | 26.1% of 257 decided |
| Joint | 614 | 17.8% of 482 decided |
| Sex Not Available | 201 | 14.0% of 157 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1638 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved