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Mortgage lending in Cherokee County, Oklahoma

Lenders in Cherokee County, Oklahoma reported 1,513 mortgage applications for 2025, according to the CFPB.

1,513 mortgage applications and 822 loans originated in 2025; the denial rate was 24.0% of 1,224 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Cherokee County, OK.

1,513
Applications
822
Loans originated
24.0%
Denial rate
294 denied of 1,224 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Cherokee County, Oklahoma, by year
YearApplicationsOriginated
20251,513822
20241,375735
20231,261690
20221,556894
20212,0871,228
20201,8621,112
20191,329791
20181,242749

The largest lenders here

Lenders in Cherokee County, Oklahoma by loans originated, 2025
LenderOriginatedApplications
Bancfirst113134
Arvest Bank109157
Armstrong Bank87125
Rocket Mortgage5381
New American Funding, LLC.3658
TTCU Federal Credit Union3041
Local Bank2929
21ST Mortgage2179
American Mortgage Bank2023
Firstar Bank1922
Mortgage Research Center1639
United Wholesale Mortgage1428
Vanderbilt Mortgage and Finance, Inc1372
Pennymac Loan Services LLC1119
American Bank of Oklahoma911
Figure Lending LLC814
Associated Mortgage Corporation89
Guild Mortgage Company810
Nationstar Mortgage710
Amerisave Mortgage Company716
Mabrey Bank66
Gateway First Bank68
Triad Financial Services, Inc.664
Freedom Mortgage Corporation619
Click n' Close, Inc.57

Applications by race, ethnicity and sex, 2025

By race, Cherokee County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native34026.3% of 270 decided
Asianunder 10
Black or African Americanunder 10
Native Hawaiian or Other Pacific Islanderunder 10
White67922.8% of 549 decided
2 or more minority racesunder 10
Joint21421.7% of 184 decided
Free Form Text Onlyunder 10
Race Not Available26125.9% of 205 decided
By ethnicity, Cherokee County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino7926.8% of 56 decided
Not Hispanic or Latino1,14323.0% of 942 decided
Jointwithheld
Ethnicity Not Available26428.6% of 206 decided
Free Form Text Onlyunder 10
By sex, Cherokee County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
Male47426.7% of 363 decided
Female27430.1% of 229 decided
Joint61019.6% of 505 decided
Sex Not Available15522.8% of 127 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved