Mortgage lending in McClain County, Oklahoma
Lenders in McClain County, Oklahoma reported 2,458 mortgage applications for 2025, according to the CFPB.
2,458 mortgage applications and 1,378 loans originated in 2025; the denial rate was 23.8% of 1,964 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Oklahoma City, OK HUD Metro FMR Area.
- 2,458
- Applications
- 1,378
- Loans originated
- 23.8%
- Denial rate
- 467 denied of 1,964 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,458 | 1,378 |
| 2024 | 2,129 | 1,220 |
| 2023 | 1,973 | 1,057 |
| 2022 | 2,384 | 1,312 |
| 2021 | 3,081 | 1,833 |
| 2020 | 2,998 | 1,912 |
| 2019 | 2,026 | 1,256 |
| 2018 | 1,768 | 1,116 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 142 | 187 |
| Rocket Mortgage | 64 | 97 |
| United Wholesale Mortgage | 40 | 60 |
| DHI Mortgage Company, LTD. | 39 | 49 |
| Bancfirst | 39 | 50 |
| Gateway First Bank | 31 | 42 |
| McClain Bank | 31 | 49 |
| Arvest Bank | 31 | 39 |
| Tinker Federal Credit Union | 29 | 64 |
| Great Plains National Bank | 27 | 33 |
| Mortgage Research Center | 26 | 62 |
| Lennar Mortgage, LLC | 26 | 33 |
| Navy Federal Credit Union | 24 | 46 |
| Associated Mortgage Corporation | 22 | 28 |
| MLD Mortgage, Inc.dba the Money Store | 22 | 28 |
| Stride Bank, National Association | 22 | 31 |
| Liberty National Bank | 19 | 20 |
| loanDepot.com LLC | 19 | 28 |
| Union Home Mortgage Corp. | 18 | 21 |
| Pennymac Loan Services LLC | 18 | 41 |
| Guaranteed Rate, Inc. | 17 | 29 |
| Bokf NA | 17 | 30 |
| WEOKIE Federal Credit Union | 16 | 32 |
| 21ST Mortgage | 15 | 91 |
| Newrez LLC | 14 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 111 | 33.8% of 80 decided |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 31 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,629 | 23.2% of 1,305 decided |
| 2 or more minority races | under 10 | |
| Joint | 193 | 20.4% of 157 decided |
| Race Not Available | 465 | 23.0% of 374 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 153 | 32.3% of 127 decided |
| Not Hispanic or Latino | 1,770 | 23.3% of 1,406 decided |
| Joint | 76 | 20.3% of 64 decided |
| Ethnicity Not Available | 459 | 23.4% of 367 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 797 | 26.3% of 636 decided |
| Female | 390 | 28.7% of 300 decided |
| Joint | 1,003 | 20.1% of 808 decided |
| Sex Not Available | 268 | 23.6% of 220 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 795 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved