Mortgage lending in Grady County, Oklahoma
Lenders in Grady County, Oklahoma reported 2,768 mortgage applications for 2025, according to the CFPB.
2,768 mortgage applications and 1,488 loans originated in 2025; the denial rate was 24.5% of 2,149 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Grady County, OK HUD Metro FMR Area.
- 2,768
- Applications
- 1,488
- Loans originated
- 24.5%
- Denial rate
- 526 denied of 2,149 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,768 | 1,488 |
| 2024 | 2,346 | 1,327 |
| 2023 | 2,153 | 1,185 |
| 2022 | 2,583 | 1,440 |
| 2021 | 3,178 | 1,951 |
| 2020 | 2,797 | 1,700 |
| 2019 | 2,070 | 1,257 |
| 2018 | 2,014 | 1,223 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 97 | 145 |
| First United Bank and Trust Co | 77 | 107 |
| Great Plains National Bank | 77 | 88 |
| Arvest Bank | 58 | 95 |
| United Wholesale Mortgage | 55 | 93 |
| The First National Bank & Trust Co | 49 | 80 |
| Bancfirst | 42 | 66 |
| loanDepot.com LLC | 30 | 94 |
| Guaranteed Rate, Inc. | 30 | 50 |
| Mortgage Research Center | 29 | 63 |
| Tinker Federal Credit Union | 26 | 53 |
| Pennymac Loan Services LLC | 25 | 52 |
| Associated Mortgage Corporation | 24 | 35 |
| Liberty National Bank | 23 | 25 |
| WEOKIE Federal Credit Union | 23 | 44 |
| Guild Mortgage Company | 22 | 30 |
| MLD Mortgage, Inc.dba the Money Store | 21 | 27 |
| 21ST Mortgage | 20 | 123 |
| Freedom Mortgage Corporation | 18 | 43 |
| Gateway First Bank | 16 | 25 |
| Union Home Mortgage Corp. | 16 | 25 |
| Bokf NA | 16 | 21 |
| Navy Federal Credit Union | 15 | 36 |
| Lendlo Mortgage, LLC | 15 | 17 |
| Waterstone Mortgage Corporation | 15 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 122 | 30.1% of 93 decided |
| Asian | 36 | no rate: base under 50 |
| Black or African American | 68 | 42.6% of 54 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,869 | 23.6% of 1,460 decided |
| 2 or more minority races | under 10 | |
| Joint | 188 | 27.9% of 140 decided |
| Race Not Available | 473 | 21.7% of 368 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 128 | 33.6% of 107 decided |
| Not Hispanic or Latino | 2,020 | 24.4% of 1,575 decided |
| Joint | withheld | |
| Ethnicity Not Available | 551 | 22.8% of 417 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 930 | 25.3% of 720 decided |
| Female | 474 | 32.4% of 373 decided |
| Joint | 1,056 | 21.6% of 819 decided |
| Sex Not Available | 308 | 19.4% of 237 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1181 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved