Mortgage lending in Kingfisher County, Oklahoma
Lenders in Kingfisher County, Oklahoma reported 490 mortgage applications for 2025, according to the CFPB.
490 mortgage applications and 287 loans originated in 2025; the denial rate was 22.0% of 409 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kingfisher County, OK.
- 490
- Applications
- 287
- Loans originated
- 22.0%
- Denial rate
- 90 denied of 409 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 490 | 287 |
| 2024 | 432 | 249 |
| 2023 | 422 | 235 |
| 2022 | 411 | 275 |
| 2021 | 570 | 379 |
| 2020 | 638 | 415 |
| 2019 | 445 | 302 |
| 2018 | 395 | 242 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bancfirst | 42 | 56 |
| Great Plains National Bank | 17 | 19 |
| F&M Bank | 12 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 28 |
| Click n' Close, Inc. | 11 | 13 |
| Equity Bank | 10 | 11 |
| First United Bank and Trust Co | 9 | 12 |
| United Wholesale Mortgage | 9 | 14 |
| Kind Lending, LLC | 9 | 11 |
| Interbank | 8 | 8 |
| Mortgage Research Center | 7 | 11 |
| 21ST Mortgage | 7 | 32 |
| Bokf NA | 7 | 9 |
| Freedom Mortgage Corporation | 6 | 10 |
| Gateway First Bank | 5 | 6 |
| Rocket Mortgage | 5 | 9 |
| CMG Mortgage Inc | 5 | 7 |
| Financial Concpepts Mortgage | 4 | 4 |
| SWBC Mortgage Corporation | 4 | 6 |
| Luminate Bank | 4 | 5 |
| WEOKIE Federal Credit Union | 4 | 5 |
| Mortgage Investment Services Corporation | 3 | 7 |
| NBC Oklahoma | 3 | 3 |
| Tinker Federal Credit Union | 3 | 6 |
| Arvest Bank | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 353 | 19.2% of 297 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 86 | 28.2% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 73 | 18.3% of 60 decided |
| Not Hispanic or Latino | 321 | 22.2% of 270 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 81 | 25.0% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 167 | 22.4% of 125 decided |
| Female | 79 | 20.9% of 67 decided |
| Joint | 187 | 20.5% of 166 decided |
| Sex Not Available | 57 | 27.5% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1463 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved