Mortgage lending in Garvin County, Oklahoma
Lenders in Garvin County, Oklahoma reported 844 mortgage applications for 2025, according to the CFPB.
844 mortgage applications and 366 loans originated in 2025; the denial rate was 36.8% of 655 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Garvin County, OK.
- 844
- Applications
- 366
- Loans originated
- 36.8%
- Denial rate
- 241 denied of 655 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 844 | 366 |
| 2024 | 702 | 327 |
| 2023 | 693 | 337 |
| 2022 | 799 | 406 |
| 2021 | 854 | 482 |
| 2020 | 733 | 418 |
| 2019 | 619 | 325 |
| 2018 | 598 | 325 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 48 | 82 |
| Rocket Mortgage | 33 | 50 |
| Gateway First Bank | 27 | 32 |
| Associated Mortgage Corporation | 15 | 16 |
| Newrez LLC | 11 | 18 |
| United Wholesale Mortgage | 10 | 20 |
| loanDepot.com LLC | 8 | 15 |
| Mortgage Research Center | 8 | 22 |
| First Bank and Trust Co | 8 | 14 |
| Tinker Federal Credit Union | 8 | 15 |
| Vision Bank | 8 | 10 |
| Bancfirst | 7 | 11 |
| 21ST Mortgage | 6 | 70 |
| FNB & Trust of Ardmore | 5 | 5 |
| Triad Financial Services, Inc. | 5 | 46 |
| Simmons Bank | 5 | 10 |
| Equity Prime Mortgage LLC | 5 | 10 |
| Freedom Mortgage Corporation | 5 | 17 |
| Carrington Mortgage Services LLC | 5 | 14 |
| Great Plains National Bank | 5 | 8 |
| Arvest Bank | 5 | 6 |
| MLD Mortgage, Inc.dba the Money Store | 4 | 4 |
| Guild Mortgage Company | 4 | 5 |
| Plaza Home Mortgage, Inc | 4 | 7 |
| Nationstar Mortgage | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 60 | 39.3% of 56 decided |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 568 | 38.1% of 436 decided |
| 2 or more minority races | under 10 | |
| Joint | 63 | 41.2% of 51 decided |
| Race Not Available | 136 | 27.7% of 101 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 47 | no rate: base under 50 |
| Not Hispanic or Latino | 613 | 36.3% of 477 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 162 | 33.6% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 273 | 33.2% of 214 decided |
| Female | 156 | 44.3% of 122 decided |
| Joint | 316 | 36.2% of 246 decided |
| Sex Not Available | 99 | 37.0% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2247 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved