Mortgage lending in Tulsa County, Oklahoma
Lenders in Tulsa County, Oklahoma reported 22,972 mortgage applications for 2025, according to the CFPB.
22,972 mortgage applications and 13,497 loans originated in 2025; the denial rate was 18.8% of 17,740 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tulsa, OK HUD Metro FMR Area.
- 22,972
- Applications
- 13,497
- Loans originated
- 18.8%
- Denial rate
- 3,331 denied of 17,740 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 22,972 | 13,497 |
| 2024 | 20,734 | 12,177 |
| 2023 | 19,298 | 11,388 |
| 2022 | 25,176 | 15,038 |
| 2021 | 35,859 | 23,190 |
| 2020 | 35,141 | 23,004 |
| 2019 | 23,965 | 15,414 |
| 2018 | 21,717 | 13,800 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Associated Mortgage Corporation | 1,088 | 1,410 |
| Bokf NA | 1,052 | 1,785 |
| Arvest Bank | 945 | 1,515 |
| Rocket Mortgage | 743 | 1,095 |
| First United Bank and Trust Co | 571 | 767 |
| TTCU Federal Credit Union | 541 | 773 |
| Flat Branch Mortgage, Inc. | 541 | 706 |
| United Wholesale Mortgage | 397 | 575 |
| Bancfirst | 261 | 311 |
| The Mortgage Link, Inc. | 260 | 336 |
| Gateway First Bank | 222 | 313 |
| Waterstone Mortgage Corporation | 215 | 308 |
| Stride Bank, National Association | 205 | 249 |
| Westreet Federal Credit Union | 190 | 570 |
| Bank of America NA | 180 | 396 |
| Mortgage Research Center | 177 | 374 |
| Oklahoma Central Credit Union | 166 | 271 |
| Pennymac Loan Services LLC | 161 | 317 |
| DHI Mortgage Company, LTD. | 136 | 237 |
| The Central Trust Bank | 127 | 158 |
| JPMorgan Chase Bank, NA | 123 | 185 |
| RCB Bank | 115 | 144 |
| Armstrong Bank | 110 | 147 |
| T2 Financial LLC | 106 | 137 |
| American Airlines Federal Cred | 96 | 153 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 1,085 | 23.0% of 839 decided |
| Asian | 1,029 | 17.8% of 783 decided |
| Black or African American | 1,229 | 34.6% of 919 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 13,425 | 17.4% of 10,521 decided |
| 2 or more minority races | 142 | 28.7% of 94 decided |
| Joint | 1,368 | 15.4% of 1,115 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,651 | 18.8% of 3,442 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,195 | 26.0% of 1,699 decided |
| Not Hispanic or Latino | 15,792 | 17.9% of 12,325 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,441 | 18.9% of 3,289 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,664 | 20.4% of 5,835 decided |
| Female | 4,947 | 24.5% of 3,831 decided |
| Joint | 7,217 | 14.3% of 5,741 decided |
| Sex Not Available | 3,144 | 16.4% of 2,333 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1048 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved