Mortgage lending in Carter County, Oklahoma
Lenders in Carter County, Oklahoma reported 1,698 mortgage applications for 2025, according to the CFPB.
1,698 mortgage applications and 902 loans originated in 2025; the denial rate was 25.4% of 1,321 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carter County, OK.
- 1,698
- Applications
- 902
- Loans originated
- 25.4%
- Denial rate
- 335 denied of 1,321 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,698 | 902 |
| 2024 | 1,445 | 735 |
| 2023 | 1,379 | 726 |
| 2022 | 1,702 | 1,013 |
| 2021 | 2,138 | 1,284 |
| 2020 | 1,800 | 1,113 |
| 2019 | 1,518 | 984 |
| 2018 | 1,404 | 890 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bancfirst | 112 | 136 |
| Associated Mortgage Corporation | 61 | 68 |
| First Bank and Trust Co | 61 | 71 |
| First United Bank and Trust Co | 55 | 70 |
| Rocket Mortgage | 54 | 81 |
| FNB & Trust of Ardmore | 49 | 64 |
| Gateway First Bank | 43 | 60 |
| American Nation Bank | 40 | 55 |
| Newrez LLC | 32 | 59 |
| Success Mortgage Partners, Inc | 32 | 48 |
| 21ST Mortgage | 19 | 175 |
| Southwest Stage Funding LLC | 17 | 28 |
| Mortgage Research Center | 15 | 37 |
| United Wholesale Mortgage | 14 | 23 |
| Communication Federal Credit Union | 12 | 33 |
| Towne Mortgage Company | 11 | 13 |
| Simmons Bank | 10 | 14 |
| Navy Federal Credit Union | 9 | 13 |
| Mortgage Solutions of Colorado | 8 | 8 |
| MTC Federal Credit Union | 8 | 11 |
| Pennymac Loan Services LLC | 8 | 17 |
| Figure Lending LLC | 7 | 11 |
| loanDepot.com LLC | 7 | 13 |
| Nationstar Mortgage | 7 | 10 |
| Chickasaw Community Bank | 7 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 97 | 33.8% of 77 decided |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 65 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,150 | 23.0% of 910 decided |
| 2 or more minority races | under 10 | |
| Joint | 129 | 23.7% of 97 decided |
| Race Not Available | 227 | 27.5% of 171 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 86 | 25.0% of 68 decided |
| Not Hispanic or Latino | 1,305 | 24.2% of 1,026 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 280 | 31.3% of 208 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 565 | 25.9% of 441 decided |
| Female | 361 | 32.3% of 282 decided |
| Joint | 604 | 22.0% of 473 decided |
| Sex Not Available | 168 | 20.8% of 125 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2051 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved