Mortgage lending in Johnston County, Oklahoma
Lenders in Johnston County, Oklahoma reported 286 mortgage applications for 2025, according to the CFPB.
286 mortgage applications and 111 loans originated in 2025; the denial rate was 35.0% of 197 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnston County, OK.
- 286
- Applications
- 111
- Loans originated
- 35.0%
- Denial rate
- 69 denied of 197 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 286 | 111 |
| 2024 | 263 | 116 |
| 2023 | 246 | 103 |
| 2022 | 273 | 127 |
| 2021 | 324 | 163 |
| 2020 | 334 | 174 |
| 2019 | 263 | 141 |
| 2018 | 258 | 125 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 21 | 28 |
| Rocket Mortgage | 12 | 16 |
| Bancfirst | 10 | 15 |
| 21ST Mortgage | 6 | 50 |
| Southwest Stage Funding LLC | 4 | 11 |
| Triad Financial Services, Inc. | 4 | 23 |
| Vision Bank | 4 | 5 |
| Great Plains National Bank | 4 | 5 |
| Mortgage Research Center | 3 | 7 |
| Shamrock Bank N.A. | 2 | 2 |
| Gateway First Bank | 2 | 4 |
| loanDepot.com LLC | 2 | 4 |
| Guild Mortgage Company | 2 | 7 |
| United Wholesale Mortgage | 2 | 5 |
| Mutual of Omaha Mortgage | 2 | 3 |
| Amerisave Mortgage Company | 2 | 7 |
| Wellington State Bank | 1 | 1 |
| First Texoma National Bank | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
| CSL Financial, LLC | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 6 |
| Navy Federal Credit Union | 1 | 3 |
| Click n' Close, Inc. | 1 | 2 |
| Sofi Bank, National Association | 1 | 3 |
| Acrisure Mortgage, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 182 | 31.3% of 131 decided |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 236 | 32.1% of 162 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 94 | 29.0% of 62 decided |
| Female | 62 | no rate: base under 50 |
| Joint | 108 | 31.9% of 72 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2452 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved