Mortgage lending in Adair County, Oklahoma
Lenders in Adair County, Oklahoma reported 578 mortgage applications for 2025, according to the CFPB.
578 mortgage applications and 216 loans originated in 2025; the denial rate was 37.1% of 412 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adair County, OK.
- 578
- Applications
- 216
- Loans originated
- 37.1%
- Denial rate
- 153 denied of 412 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 578 | 216 |
| 2024 | 466 | 215 |
| 2023 | 380 | 162 |
| 2022 | 461 | 211 |
| 2021 | 598 | 295 |
| 2020 | 476 | 225 |
| 2019 | 390 | 193 |
| 2018 | 363 | 170 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 45 | 94 |
| Armstrong Bank | 24 | 45 |
| Rocket Mortgage | 19 | 30 |
| 21ST Mortgage | 11 | 55 |
| Geneva Financial LLC | 9 | 9 |
| Mortgage Investment Services Corporation | 5 | 10 |
| Triad Financial Services, Inc. | 5 | 34 |
| Flat Branch Mortgage, Inc. | 5 | 7 |
| Firstar Bank | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 13 |
| United Wholesale Mortgage | 4 | 6 |
| American Mortgage Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 44 |
| Southwest Stage Funding LLC | 3 | 20 |
| Gateway First Bank | 3 | 3 |
| Grand Savings Bank | 3 | 4 |
| Simmons Bank | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 8 |
| Mutual of Omaha Mortgage | 3 | 5 |
| Carrington Mortgage Services LLC | 3 | 4 |
| Coastal Community Bank | 2 | 2 |
| Click n' Close, Inc. | 2 | 2 |
| First Western Mortgage | 2 | 2 |
| Centennial Bank | 2 | 3 |
| New American Funding, LLC. | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 159 | 40.0% of 115 decided |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 251 | 33.7% of 187 decided |
| 2 or more minority races | under 10 | |
| Joint | 75 | 42.0% of 50 decided |
| Race Not Available | 78 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 454 | 35.0% of 334 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 94 | 50.0% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 147 | 35.6% of 104 decided |
| Female | 135 | 38.7% of 106 decided |
| Joint | 250 | 36.8% of 174 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2448 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved