Mortgage lending in Ottawa County, Oklahoma
Lenders in Ottawa County, Oklahoma reported 718 mortgage applications for 2025, according to the CFPB.
718 mortgage applications and 352 loans originated in 2025; the denial rate was 26.0% of 524 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Ottawa County, OK.
- 718
- Applications
- 352
- Loans originated
- 26.0%
- Denial rate
- 136 denied of 524 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 718 | 352 |
| 2024 | 707 | 389 |
| 2023 | 591 | 307 |
| 2022 | 750 | 395 |
| 2021 | 883 | 483 |
| 2020 | 761 | 421 |
| 2019 | 602 | 353 |
| 2018 | 567 | 315 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 75 | 141 |
| Flat Branch Mortgage, Inc. | 34 | 47 |
| Rocket Mortgage | 20 | 40 |
| Mortgage Research Center | 13 | 24 |
| TTCU Federal Credit Union | 10 | 11 |
| Bancfirst | 9 | 10 |
| Mortgage Investment Services Corporation | 8 | 17 |
| Grand Savings Bank | 7 | 8 |
| Community Bank and Trust | 7 | 9 |
| Stride Bank, National Association | 7 | 10 |
| People's Bank of Seneca | 6 | 9 |
| Royal United Mortgage LLC | 6 | 7 |
| RCB Bank | 5 | 5 |
| First Community Bank | 5 | 5 |
| Freedom Mortgage Corporation | 5 | 8 |
| Firstar Bank | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 14 |
| Encompass Lending Group, L.P. | 4 | 7 |
| Southwest Stage Funding LLC | 4 | 5 |
| American Financial Network, Inc. | 4 | 6 |
| loanDepot.com LLC | 4 | 12 |
| New American Funding, LLC. | 4 | 15 |
| United Wholesale Mortgage | 4 | 9 |
| Kind Lending, LLC | 4 | 9 |
| 21ST Mortgage | 4 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 105 | 35.5% of 76 decided |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 430 | 23.1% of 316 decided |
| Joint | 76 | 17.6% of 51 decided |
| Race Not Available | 103 | 29.9% of 77 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 569 | 25.2% of 416 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 126 | 29.3% of 92 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 235 | 27.0% of 167 decided |
| Female | 154 | 31.8% of 110 decided |
| Joint | 256 | 22.8% of 189 decided |
| Sex Not Available | 73 | 22.4% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2454 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved