Mortgage lending in Sequoyah County, Oklahoma
Lenders in Sequoyah County, Oklahoma reported 1,435 mortgage applications for 2025, according to the CFPB.
1,435 mortgage applications and 781 loans originated in 2025; the denial rate was 27.3% of 1,150 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Smith, AR-OK MSA.
- 1,435
- Applications
- 781
- Loans originated
- 27.3%
- Denial rate
- 314 denied of 1,150 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,435 | 781 |
| 2024 | 1,186 | 654 |
| 2023 | 1,163 | 616 |
| 2022 | 1,461 | 810 |
| 2021 | 1,880 | 1,144 |
| 2020 | 1,645 | 946 |
| 2019 | 1,324 | 745 |
| 2018 | 1,174 | 686 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstar Bank | 136 | 160 |
| Armstrong Bank | 102 | 142 |
| FirstTrust Home Loans | 65 | 70 |
| First National Bank of Fort Smith | 58 | 76 |
| Rocket Mortgage | 55 | 79 |
| Arvest Bank | 44 | 81 |
| United Federal Credit Union | 19 | 34 |
| 21ST Mortgage | 18 | 92 |
| Freedom Mortgage Corporation | 17 | 30 |
| Highlands Residential Mortgage, Ltd. | 16 | 16 |
| Mortgage Research Center | 14 | 32 |
| United Wholesale Mortgage | 13 | 27 |
| New American Funding, LLC. | 9 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 45 |
| Flat Branch Mortgage, Inc. | 8 | 18 |
| First Financial Bank | 7 | 9 |
| Figure Lending LLC | 7 | 8 |
| Guild Mortgage Company | 7 | 12 |
| Newrez LLC | 7 | 29 |
| Nationstar Mortgage | 7 | 9 |
| Local Bank | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 26 |
| Navy Federal Credit Union | 5 | 10 |
| Arkansas Federal Credit Union | 5 | 6 |
| Fairway Independent Mort Corp | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 206 | 32.3% of 164 decided |
| Asian | under 10 | |
| Black or African American | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 873 | 24.6% of 716 decided |
| 2 or more minority races | under 10 | |
| Joint | 139 | 26.6% of 109 decided |
| Race Not Available | 183 | 32.4% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 1,154 | 25.1% of 936 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 203 | 38.6% of 153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 472 | 30.8% of 364 decided |
| Female | 284 | 35.1% of 225 decided |
| Joint | 556 | 19.7% of 463 decided |
| Sex Not Available | 123 | 32.6% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2057 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved