Mortgage lending in Delaware County, Oklahoma
Lenders in Delaware County, Oklahoma reported 1,624 mortgage applications for 2025, according to the CFPB.
1,624 mortgage applications and 827 loans originated in 2025; the denial rate was 27.5% of 1,229 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Delaware County, OK.
- 1,624
- Applications
- 827
- Loans originated
- 27.5%
- Denial rate
- 338 denied of 1,229 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,624 | 827 |
| 2024 | 1,517 | 751 |
| 2023 | 1,381 | 720 |
| 2022 | 1,737 | 948 |
| 2021 | 2,295 | 1,323 |
| 2020 | 2,169 | 1,335 |
| 2019 | 1,534 | 928 |
| 2018 | 1,355 | 789 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 112 | 192 |
| Rocket Mortgage | 62 | 104 |
| Bancfirst | 56 | 71 |
| Grand Savings Bank | 32 | 39 |
| Flat Branch Mortgage, Inc. | 25 | 37 |
| American Financial Network, Inc. | 21 | 32 |
| Mortgage Research Center | 21 | 45 |
| Gateway First Bank | 20 | 23 |
| Bokf NA | 20 | 30 |
| United Wholesale Mortgage | 19 | 32 |
| Stride Bank, National Association | 19 | 21 |
| Geneva Financial LLC | 15 | 17 |
| 21ST Mortgage | 15 | 84 |
| Local Bank | 13 | 13 |
| Associated Mortgage Corporation | 12 | 19 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 84 |
| Navy Federal Credit Union | 10 | 15 |
| TTCU Federal Credit Union | 9 | 10 |
| RCB Bank | 8 | 15 |
| First United Bank and Trust Co | 8 | 14 |
| Freedom Mortgage Corporation | 8 | 28 |
| loanDepot.com LLC | 7 | 11 |
| Guild Mortgage Company | 7 | 10 |
| Southwest Stage Funding LLC | 6 | 21 |
| New American Funding, LLC. | 6 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 172 | 34.9% of 126 decided |
| Asian | 32 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,011 | 25.8% of 779 decided |
| Joint | 154 | 35.8% of 123 decided |
| Race Not Available | 250 | 22.5% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 1,271 | 27.2% of 969 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 286 | 27.3% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 484 | 30.2% of 354 decided |
| Female | 326 | 33.8% of 237 decided |
| Joint | 646 | 24.9% of 517 decided |
| Sex Not Available | 168 | 18.2% of 121 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1047 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved