Mortgage lending in Choctaw County, Oklahoma
Lenders in Choctaw County, Oklahoma reported 335 mortgage applications for 2025, according to the CFPB.
335 mortgage applications and 119 loans originated in 2025; the denial rate was 41.5% of 241 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Choctaw County, OK.
- 335
- Applications
- 119
- Loans originated
- 41.5%
- Denial rate
- 100 denied of 241 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 335 | 119 |
| 2024 | 279 | 104 |
| 2023 | 283 | 91 |
| 2022 | 271 | 131 |
| 2021 | 332 | 155 |
| 2020 | 284 | 130 |
| 2019 | 229 | 125 |
| 2018 | 208 | 97 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 31 | no rate: base under 50 |
| White | 186 | 34.1% of 132 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 266 | 40.8% of 191 decided |
| Joint | withheld | |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 108 | 34.3% of 73 decided |
| Female | 91 | 56.9% of 72 decided |
| Joint | 123 | 33.7% of 86 decided |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2449 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved