Mortgage lending in Woodward County, Oklahoma
Lenders in Woodward County, Oklahoma reported 410 mortgage applications for 2025, according to the CFPB.
410 mortgage applications and 202 loans originated in 2025; the denial rate was 31.8% of 318 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Woodward County, OK.
- 410
- Applications
- 202
- Loans originated
- 31.8%
- Denial rate
- 101 denied of 318 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 410 | 202 |
| 2024 | 367 | 191 |
| 2023 | 353 | 200 |
| 2022 | 381 | 201 |
| 2021 | 631 | 355 |
| 2020 | 508 | 284 |
| 2019 | 485 | 293 |
| 2018 | 485 | 281 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 39 | 45 |
| Stride Bank, National Association | 22 | 30 |
| Rocket Mortgage | 21 | 34 |
| Great Plains National Bank | 18 | 23 |
| MidFirst Bank | 7 | 18 |
| United Wholesale Mortgage | 7 | 11 |
| First American Mortgage, LLC | 7 | 10 |
| Mortgage Research Center | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 9 |
| Bank7 | 4 | 5 |
| 21ST Mortgage | 4 | 24 |
| Mortgage Investment Services Corporation | 3 | 5 |
| Paramount Residential Mortgage | 3 | 3 |
| Gateway First Bank | 3 | 7 |
| Navy Federal Credit Union | 3 | 7 |
| Financial Concpepts Mortgage | 3 | 3 |
| loanDepot.com LLC | 3 | 9 |
| Quail Creek Bank | 2 | 4 |
| Guaranteed Rate, Inc. | 2 | 3 |
| Pennymac Loan Services LLC | 2 | 7 |
| TTCU Federal Credit Union | 1 | 1 |
| Texas Regional Bank | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 10 |
| Southwest Stage Funding LLC | 1 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 326 | 25.5% of 255 decided |
| Joint | under 10 | |
| Race Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 304 | 26.3% of 240 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 153 | 28.2% of 117 decided |
| Female | 85 | 33.9% of 65 decided |
| Joint | 133 | 24.3% of 103 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2058 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved