Mortgage lending in Cleveland County, Oklahoma
Lenders in Cleveland County, Oklahoma reported 10,457 mortgage applications for 2025, according to the CFPB.
10,457 mortgage applications and 6,100 loans originated in 2025; the denial rate was 21.1% of 8,314 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oklahoma City, OK HUD Metro FMR Area.
- 10,457
- Applications
- 6,100
- Loans originated
- 21.1%
- Denial rate
- 1,756 denied of 8,314 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,457 | 6,100 |
| 2024 | 9,387 | 5,565 |
| 2023 | 8,865 | 5,218 |
| 2022 | 11,968 | 7,152 |
| 2021 | 17,205 | 10,985 |
| 2020 | 16,525 | 10,678 |
| 2019 | 11,403 | 7,445 |
| 2018 | 10,561 | 6,740 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 518 | 696 |
| Rocket Mortgage | 343 | 500 |
| Bancfirst | 207 | 265 |
| Gateway First Bank | 195 | 273 |
| United Wholesale Mortgage | 194 | 283 |
| Stride Bank, National Association | 172 | 206 |
| Tinker Federal Credit Union | 166 | 341 |
| Bokf NA | 154 | 273 |
| Mortgage Research Center | 151 | 305 |
| Arvest Bank | 137 | 198 |
| Great Plains National Bank | 133 | 160 |
| MLD Mortgage, Inc.dba the Money Store | 125 | 151 |
| Associated Mortgage Corporation | 112 | 152 |
| WEOKIE Federal Credit Union | 107 | 197 |
| Navy Federal Credit Union | 102 | 213 |
| Financial Concpepts Mortgage | 85 | 93 |
| MidFirst Bank | 83 | 138 |
| Pennymac Loan Services LLC | 78 | 141 |
| Union Home Mortgage Corp. | 75 | 100 |
| Freedom Mortgage Corporation | 73 | 173 |
| Armstrong Bank | 70 | 102 |
| Newrez LLC | 63 | 122 |
| JPMorgan Chase Bank, NA | 60 | 102 |
| loanDepot.com LLC | 54 | 105 |
| 21ST Mortgage | 54 | 348 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 421 | 31.4% of 337 decided |
| Asian | 423 | 16.8% of 327 decided |
| Black or African American | 445 | 25.9% of 343 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,541 | 20.6% of 5,252 decided |
| 2 or more minority races | 26 | no rate: base under 50 |
| Joint | 591 | 16.3% of 484 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,991 | 21.7% of 1,538 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 878 | 24.5% of 706 decided |
| Not Hispanic or Latino | 7,336 | 20.6% of 5,870 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,916 | 21.5% of 1,482 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,596 | 22.1% of 2,796 decided |
| Female | 2,136 | 26.7% of 1,755 decided |
| Joint | 3,473 | 17.3% of 2,783 decided |
| Sex Not Available | 1,252 | 19.3% of 980 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1180 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved