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Mortgage lending in Cleveland County, Oklahoma

Lenders in Cleveland County, Oklahoma reported 10,457 mortgage applications for 2025, according to the CFPB.

10,457 mortgage applications and 6,100 loans originated in 2025; the denial rate was 21.1% of 8,314 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Oklahoma City, OK HUD Metro FMR Area.

10,457
Applications
6,100
Loans originated
21.1%
Denial rate
1,756 denied of 8,314 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Cleveland County, Oklahoma, by year
YearApplicationsOriginated
202510,4576,100
20249,3875,565
20238,8655,218
202211,9687,152
202117,20510,985
202016,52510,678
201911,4037,445
201810,5616,740

The largest lenders here

Applications by race, ethnicity and sex, 2025

By race, Cleveland County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native42131.4% of 337 decided
Asian42316.8% of 327 decided
Black or African American44525.9% of 343 decided
Native Hawaiian or Other Pacific Islanderwithheld
White6,54120.6% of 5,252 decided
2 or more minority races26no rate: base under 50
Joint59116.3% of 484 decided
Free Form Text Onlyunder 10
Race Not Available1,99121.7% of 1,538 decided
By ethnicity, Cleveland County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino87824.5% of 706 decided
Not Hispanic or Latino7,33620.6% of 5,870 decided
Jointwithheld
Ethnicity Not Available1,91621.5% of 1,482 decided
Free Form Text Onlyunder 10
By sex, Cleveland County, Oklahoma: applications and denial rate
CategoryApplicationsDenial rate
Male3,59622.1% of 2,796 decided
Female2,13626.7% of 1,755 decided
Joint3,47317.3% of 2,783 decided
Sex Not Available1,25219.3% of 980 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved