Mortgage lending in Oklahoma County, Oklahoma
Lenders in Oklahoma County, Oklahoma reported 26,870 mortgage applications for 2025, according to the CFPB.
26,870 mortgage applications and 16,093 loans originated in 2025; the denial rate was 19.6% of 21,291 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oklahoma City, OK HUD Metro FMR Area.
- 26,870
- Applications
- 16,093
- Loans originated
- 19.6%
- Denial rate
- 4,173 denied of 21,291 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 26,870 | 16,093 |
| 2024 | 25,016 | 15,151 |
| 2023 | 23,163 | 14,001 |
| 2022 | 30,540 | 18,512 |
| 2021 | 42,984 | 27,674 |
| 2020 | 42,292 | 27,570 |
| 2019 | 30,059 | 19,422 |
| 2018 | 27,077 | 17,208 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 765 | 1,154 |
| Bancfirst | 706 | 909 |
| First United Bank and Trust Co | 604 | 899 |
| United Wholesale Mortgage | 569 | 809 |
| Stride Bank, National Association | 411 | 498 |
| Tinker Federal Credit Union | 396 | 767 |
| Great Plains National Bank | 390 | 476 |
| MidFirst Bank | 387 | 585 |
| Bokf NA | 375 | 713 |
| Arvest Bank | 365 | 522 |
| Associated Mortgage Corporation | 359 | 486 |
| MLD Mortgage, Inc.dba the Money Store | 328 | 395 |
| Gateway First Bank | 292 | 426 |
| Mortgage Research Center | 281 | 622 |
| WEOKIE Federal Credit Union | 281 | 562 |
| Valor Bank | 279 | 370 |
| The Central Trust Bank | 249 | 312 |
| Pennymac Loan Services LLC | 218 | 438 |
| JPMorgan Chase Bank, NA | 203 | 339 |
| Financial Concpepts Mortgage | 197 | 225 |
| Navy Federal Credit Union | 182 | 424 |
| Better Mortgage Corporation | 166 | 312 |
| Bank of America NA | 157 | 352 |
| Sovereign Bank | 156 | 175 |
| Freedom Mortgage Corporation | 150 | 386 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 694 | 24.7% of 542 decided |
| Asian | 1,139 | 17.5% of 886 decided |
| Black or African American | 2,389 | 34.5% of 1,821 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 15,060 | 18.2% of 12,160 decided |
| 2 or more minority races | 135 | 39.8% of 103 decided |
| Joint | 1,052 | 16.1% of 838 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 6,352 | 17.5% of 4,906 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,832 | 28.7% of 2,245 decided |
| Not Hispanic or Latino | 17,346 | 19.1% of 13,841 decided |
| Joint | withheld | |
| Ethnicity Not Available | 6,073 | 16.9% of 4,715 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,904 | 22.7% of 6,918 decided |
| Female | 5,862 | 24.4% of 4,622 decided |
| Joint | 7,724 | 15.8% of 6,298 decided |
| Sex Not Available | 4,380 | 13.8% of 3,453 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1182 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved