Mortgage lending in Wagoner County, Oklahoma
Lenders in Wagoner County, Oklahoma reported 4,486 mortgage applications for 2025, according to the CFPB.
4,486 mortgage applications and 2,695 loans originated in 2025; the denial rate was 17.6% of 3,496 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tulsa, OK HUD Metro FMR Area.
- 4,486
- Applications
- 2,695
- Loans originated
- 17.6%
- Denial rate
- 616 denied of 3,496 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,486 | 2,695 |
| 2024 | 4,090 | 2,483 |
| 2023 | 3,535 | 2,006 |
| 2022 | 4,426 | 2,626 |
| 2021 | 6,199 | 3,934 |
| 2020 | 5,764 | 3,695 |
| 2019 | 3,837 | 2,439 |
| 2018 | 3,269 | 2,046 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 161 | 220 |
| Arvest Bank | 157 | 238 |
| Associated Mortgage Corporation | 156 | 199 |
| The Mortgage Link, Inc. | 148 | 188 |
| DHI Mortgage Company, LTD. | 131 | 195 |
| Bancfirst | 123 | 148 |
| Bokf NA | 119 | 193 |
| Flat Branch Mortgage, Inc. | 114 | 141 |
| TTCU Federal Credit Union | 100 | 127 |
| United Wholesale Mortgage | 84 | 108 |
| First United Bank and Trust Co | 82 | 103 |
| Mortgage Research Center | 52 | 109 |
| Gateway First Bank | 49 | 64 |
| Pennymac Loan Services LLC | 47 | 94 |
| Stride Bank, National Association | 44 | 60 |
| Waterstone Mortgage Corporation | 37 | 55 |
| Lennar Mortgage, LLC | 36 | 52 |
| Firstar Bank | 36 | 46 |
| Oklahoma Central Credit Union | 33 | 42 |
| Armstrong Bank | 33 | 52 |
| Westreet Federal Credit Union | 29 | 66 |
| Freedom Mortgage Corporation | 28 | 74 |
| New American Funding, LLC. | 24 | 54 |
| Lendlo Mortgage, LLC | 23 | 32 |
| JPMorgan Chase Bank, NA | 21 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 276 | 19.5% of 210 decided |
| Asian | 102 | 18.3% of 71 decided |
| Black or African American | 157 | 21.5% of 107 decided |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 2,888 | 16.8% of 2,304 decided |
| 2 or more minority races | 23 | no rate: base under 50 |
| Joint | 401 | 16.3% of 337 decided |
| Race Not Available | 629 | 20.9% of 441 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 402 | 17.1% of 327 decided |
| Not Hispanic or Latino | 3,338 | 17.2% of 2,642 decided |
| Joint | 112 | 22.9% of 96 decided |
| Ethnicity Not Available | 634 | 19.3% of 431 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,503 | 18.9% of 1,124 decided |
| Female | 848 | 21.2% of 669 decided |
| Joint | 1,775 | 14.6% of 1,440 decided |
| Sex Not Available | 360 | 19.4% of 263 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 796 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved