Mortgage lending in Pawnee County, Oklahoma
Lenders in Pawnee County, Oklahoma reported 669 mortgage applications for 2025, according to the CFPB.
669 mortgage applications and 284 loans originated in 2025; the denial rate was 35.1% of 519 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pawnee County, OK HUD Metro FMR Area.
- 669
- Applications
- 284
- Loans originated
- 35.1%
- Denial rate
- 182 denied of 519 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 669 | 284 |
| 2024 | 526 | 234 |
| 2023 | 500 | 242 |
| 2022 | 535 | 234 |
| 2021 | 706 | 323 |
| 2020 | 534 | 269 |
| 2019 | 502 | 239 |
| 2018 | 427 | 213 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 19 | 82 |
| Rocket Mortgage | 18 | 33 |
| Associated Mortgage Corporation | 14 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 55 |
| American Heritage Bank | 11 | 24 |
| United Wholesale Mortgage | 11 | 13 |
| First United Bank and Trust Co | 10 | 15 |
| Mortgage Research Center | 9 | 19 |
| First Bank & Trust Company, Perry, Oklahoma | 9 | 10 |
| Pennymac Loan Services LLC | 9 | 12 |
| Armstrong Bank | 8 | 10 |
| TTCU Federal Credit Union | 7 | 7 |
| Arvest Bank | 7 | 15 |
| Bokf NA | 7 | 19 |
| Bancfirst | 6 | 6 |
| Westreet Federal Credit Union | 5 | 9 |
| Triad Financial Services, Inc. | 5 | 39 |
| Flat Branch Mortgage, Inc. | 5 | 7 |
| RCB Bank | 4 | 7 |
| Southwest Stage Funding LLC | 4 | 16 |
| Gateway First Bank | 4 | 8 |
| The Mortgage Link, Inc. | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 11 |
| Firstar Bank | 4 | 4 |
| Canopy Mortgage, LLC | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 45 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 487 | 35.1% of 376 decided |
| Joint | 55 | no rate: base under 50 |
| Race Not Available | 71 | 27.9% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 541 | 34.8% of 419 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 101 | 37.2% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 231 | 39.4% of 180 decided |
| Female | 132 | 38.7% of 106 decided |
| Joint | 260 | 31.6% of 196 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1841 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved