Mortgage lending in Creek County, Oklahoma
Lenders in Creek County, Oklahoma reported 3,014 mortgage applications for 2025, according to the CFPB.
3,014 mortgage applications and 1,543 loans originated in 2025; the denial rate was 26.7% of 2,335 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tulsa, OK HUD Metro FMR Area.
- 3,014
- Applications
- 1,543
- Loans originated
- 26.7%
- Denial rate
- 623 denied of 2,335 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,014 | 1,543 |
| 2024 | 2,677 | 1,351 |
| 2023 | 2,412 | 1,202 |
| 2022 | 2,922 | 1,520 |
| 2021 | 3,538 | 1,968 |
| 2020 | 3,295 | 1,871 |
| 2019 | 2,600 | 1,518 |
| 2018 | 2,295 | 1,283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 113 | 167 |
| First United Bank and Trust Co | 98 | 132 |
| Associated Mortgage Corporation | 89 | 116 |
| Bokf NA | 74 | 131 |
| TTCU Federal Credit Union | 72 | 95 |
| Arvest Bank | 71 | 122 |
| American Heritage Bank | 69 | 114 |
| Flat Branch Mortgage, Inc. | 51 | 66 |
| United Wholesale Mortgage | 50 | 78 |
| 21ST Mortgage | 40 | 181 |
| The Mortgage Link, Inc. | 36 | 39 |
| Mortgage Research Center | 33 | 64 |
| Community Bank | 30 | 44 |
| Bancfirst | 29 | 45 |
| Waterstone Mortgage Corporation | 24 | 36 |
| Kind Lending, LLC | 23 | 29 |
| Stride Bank, National Association | 23 | 24 |
| Gateway First Bank | 18 | 27 |
| Oklahoma Central Credit Union | 17 | 26 |
| SpiritBank | 16 | 22 |
| Freedom Mortgage Corporation | 16 | 30 |
| Westreet Federal Credit Union | 15 | 42 |
| Lennar Mortgage, LLC | 15 | 17 |
| Canopy Mortgage, LLC | 14 | 29 |
| The Central Trust Bank | 13 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 240 | 33.0% of 185 decided |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 43 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,958 | 27.5% of 1,529 decided |
| 2 or more minority races | under 10 | |
| Joint | 258 | 22.4% of 205 decided |
| Race Not Available | 484 | 22.1% of 357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 109 | 23.0% of 87 decided |
| Not Hispanic or Latino | 2,247 | 25.5% of 1,756 decided |
| Joint | 67 | 28.8% of 52 decided |
| Ethnicity Not Available | 591 | 31.8% of 440 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,010 | 27.4% of 784 decided |
| Female | 530 | 34.2% of 401 decided |
| Joint | 1,129 | 24.4% of 893 decided |
| Sex Not Available | 345 | 20.6% of 257 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1462 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved