Mortgage lending in Muskogee County, Oklahoma
Lenders in Muskogee County, Oklahoma reported 2,179 mortgage applications for 2025, according to the CFPB.
2,179 mortgage applications and 1,146 loans originated in 2025; the denial rate was 25.8% of 1,684 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Muskogee County, OK.
- 2,179
- Applications
- 1,146
- Loans originated
- 25.8%
- Denial rate
- 434 denied of 1,684 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,179 | 1,146 |
| 2024 | 2,011 | 1,058 |
| 2023 | 1,737 | 943 |
| 2022 | 2,273 | 1,261 |
| 2021 | 2,697 | 1,578 |
| 2020 | 2,362 | 1,435 |
| 2019 | 1,894 | 1,132 |
| 2018 | 1,756 | 1,019 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| American Bank of Oklahoma | 104 | 112 |
| Firstar Bank | 92 | 104 |
| Armstrong Bank | 86 | 114 |
| Bancfirst | 78 | 101 |
| New American Funding, LLC. | 74 | 129 |
| Rocket Mortgage | 61 | 91 |
| Arvest Bank | 57 | 101 |
| United Wholesale Mortgage | 35 | 57 |
| Bokf NA | 31 | 51 |
| Guild Mortgage Company | 24 | 32 |
| Mortgage Research Center | 24 | 68 |
| 21ST Mortgage | 22 | 109 |
| Local Bank | 20 | 24 |
| TTCU Federal Credit Union | 18 | 26 |
| Mabrey Bank | 17 | 26 |
| Associated Mortgage Corporation | 17 | 22 |
| The Mortgage Link, Inc. | 17 | 18 |
| Cornerstone Capital Bank, SSB | 14 | 28 |
| Freedom Mortgage Corporation | 14 | 35 |
| Flat Branch Mortgage, Inc. | 12 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 83 |
| loanDepot.com LLC | 10 | 18 |
| Pennymac Loan Services LLC | 10 | 15 |
| Triad Financial Services, Inc. | 9 | 81 |
| Credit Human Federal Credit Un | 9 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 292 | 31.6% of 231 decided |
| Asian | 20 | no rate: base under 50 |
| Black or African American | 130 | 43.6% of 94 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,098 | 22.5% of 884 decided |
| 2 or more minority races | 17 | no rate: base under 50 |
| Joint | 246 | 23.3% of 193 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 372 | 25.2% of 250 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 84 | 31.5% of 73 decided |
| Not Hispanic or Latino | 1,642 | 25.1% of 1,311 decided |
| Joint | withheld | |
| Ethnicity Not Available | 416 | 25.7% of 269 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 661 | 27.3% of 512 decided |
| Female | 489 | 32.4% of 386 decided |
| Joint | 757 | 21.3% of 615 decided |
| Sex Not Available | 272 | 22.2% of 171 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1840 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved