Mortgage lending in Nowata County, Oklahoma
Lenders in Nowata County, Oklahoma reported 293 mortgage applications for 2025, according to the CFPB.
293 mortgage applications and 125 loans originated in 2025; the denial rate was 35.6% of 222 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nowata County, OK.
- 293
- Applications
- 125
- Loans originated
- 35.6%
- Denial rate
- 79 denied of 222 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 293 | 125 |
| 2024 | 281 | 129 |
| 2023 | 246 | 105 |
| 2022 | 316 | 151 |
| 2021 | 314 | 144 |
| 2020 | 259 | 148 |
| 2019 | 242 | 116 |
| 2018 | 241 | 146 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Regent Bank | 14 | 17 |
| Flat Branch Mortgage, Inc. | 7 | 10 |
| Arvest Bank | 7 | 16 |
| Truity Federal Credit Union | 5 | 9 |
| Triad Financial Services, Inc. | 4 | 18 |
| Rocket Mortgage | 4 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 19 |
| loanDepot.com LLC | 3 | 5 |
| Mortgage Research Center | 3 | 8 |
| The Mortgage Link, Inc. | 3 | 3 |
| Armstrong Bank | 3 | 5 |
| Spring Eq, LLC | 3 | 6 |
| 21ST Mortgage | 3 | 19 |
| RCB Bank | 2 | 2 |
| Paramount Residential Mortgage | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| Gateway First Bank | 2 | 4 |
| Guild Mortgage Company | 2 | 2 |
| Churchill Mortgage Corporation | 2 | 2 |
| Movement Mortgage, LLC | 2 | 2 |
| First United Bank and Trust Co | 2 | 2 |
| United Wholesale Mortgage | 2 | 6 |
| Nationstar Mortgage | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 6 |
| Bancfirst | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 48 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 160 | 34.7% of 121 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 233 | 35.6% of 177 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 101 | 35.5% of 76 decided |
| Female | 65 | no rate: base under 50 |
| Joint | 100 | 35.0% of 80 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2606 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved