Mortgage lending in Woods County, Oklahoma

Lenders in Woods County, Oklahoma reported 127 mortgage applications for 2025, according to the CFPB.

127 mortgage applications and 65 loans originated in 2025; the denial rate was 25.3% of 95 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Woods County, OK.

127
Applications: 65
Loans originated: 25.3%
Denial rate: 24 denied of 95 applications decided.

Every year

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Mortgage applications and loans originated in Woods County, Oklahoma, by year
Year	Applications	Originated	Denied
2025	127	65	24
2024	110	60	25
2023	115	65	16
2022	161	93	29
2021	197	116	28
2020	177	112	37
2019	130	69	25
2018	142	77	31

The largest lenders here

Lenders in Woods County, Oklahoma by loans originated, 2025
Lender	Originated	Applications
Great Plains National Bank	15	20
Rocket Mortgage	8	12
Gateway First Bank	6	9
Guaranteed Rate, Inc.	5	7
Guild Mortgage Company	2	2
Mortgage Research Center	2	3
Tinker Federal Credit Union	2	2
Corebank	2	2
Home Mortgage Alliance Corp (Hmac)	1	1
American Mortgage Bank	1	3
Vanderbilt Mortgage and Finance, Inc	1	3
Coastal Community Bank	1	2
Southwest Stage Funding LLC	1	2
Communityamerica Federal Credit Union	1	1
Sofi Bank, National Association	1	2
Associated Mortgage Corporation	1	1
Farm Credit Mid-America, Aca	1	1
United Wholesale Mortgage	1	1
Equity Prime Mortgage LLC	1	1
Nationstar Mortgage	1	1
Fairway Independent Mort Corp	1	1
Bancfirst	1	3
Stride Bank, National Association	1	1
Mutual of Omaha Mortgage	1	2
Lower, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Woods County, Oklahoma: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	104	25.3% of 83 decided
Joint	under 10
Race Not Available	13	no rate: base under 50

By ethnicity, Woods County, Oklahoma: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	101	26.6% of 79 decided
Joint	under 10
Ethnicity Not Available	18	no rate: base under 50

By sex, Woods County, Oklahoma: applications and denial rate
Category	Applications	Denial rate
Male	47	no rate: base under 50
Female	withheld
Joint	51	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2456 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026