Mortgage lending in Pottawatomie County, Oklahoma
Lenders in Pottawatomie County, Oklahoma reported 2,972 mortgage applications for 2025, according to the CFPB.
2,972 mortgage applications and 1,543 loans originated in 2025; the denial rate was 27.4% of 2,349 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Pottawatomie County, OK.
- 2,972
- Applications
- 1,543
- Loans originated
- 27.4%
- Denial rate
- 644 denied of 2,349 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,972 | 1,543 |
| 2024 | 2,658 | 1,463 |
| 2023 | 2,430 | 1,262 |
| 2022 | 2,814 | 1,567 |
| 2021 | 3,291 | 1,906 |
| 2020 | 3,112 | 1,872 |
| 2019 | 2,235 | 1,359 |
| 2018 | 2,163 | 1,291 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 287 | 395 |
| Bancfirst | 165 | 218 |
| Rocket Mortgage | 91 | 144 |
| Arvest Bank | 60 | 94 |
| Stride Bank, National Association | 49 | 64 |
| Lennar Mortgage, LLC | 43 | 56 |
| Sovereign Bank | 42 | 47 |
| United Wholesale Mortgage | 41 | 65 |
| Tinker Federal Credit Union | 41 | 90 |
| Mortgage Research Center | 39 | 84 |
| Lendlo Mortgage, LLC | 37 | 48 |
| 21ST Mortgage | 26 | 196 |
| MLD Mortgage, Inc.dba the Money Store | 20 | 22 |
| Vision Bank | 19 | 28 |
| Great Plains National Bank | 19 | 21 |
| Newrez LLC | 17 | 28 |
| Triad Financial Services, Inc. | 16 | 126 |
| Freedom Mortgage Corporation | 15 | 43 |
| Navy Federal Credit Union | 14 | 37 |
| Financial Concpepts Mortgage | 14 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 78 |
| Gateway First Bank | 13 | 22 |
| Mortgage Solutions of Colorado | 13 | 17 |
| Pennymac Loan Services LLC | 12 | 27 |
| Southwest Stage Funding LLC | 11 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 188 | 27.5% of 138 decided |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 72 | 40.4% of 52 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,828 | 27.9% of 1,486 decided |
| 2 or more minority races | under 10 | |
| Joint | 226 | 27.6% of 163 decided |
| Race Not Available | 625 | 23.5% of 481 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 96 | 37.6% of 85 decided |
| Not Hispanic or Latino | 2,157 | 27.9% of 1,711 decided |
| Joint | 50 | no rate: base under 50 |
| Ethnicity Not Available | 669 | 25.1% of 514 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 991 | 30.5% of 780 decided |
| Female | 579 | 33.6% of 461 decided |
| Joint | 964 | 23.1% of 761 decided |
| Sex Not Available | 438 | 21.6% of 347 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1637 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved