Mortgage lending in Atoka County, Oklahoma
Lenders in Atoka County, Oklahoma reported 326 mortgage applications for 2025, according to the CFPB.
326 mortgage applications and 143 loans originated in 2025; the denial rate was 36.9% of 249 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atoka County, OK.
- 326
- Applications
- 143
- Loans originated
- 36.9%
- Denial rate
- 92 denied of 249 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 326 | 143 |
| 2024 | 280 | 125 |
| 2023 | 310 | 119 |
| 2022 | 320 | 138 |
| 2021 | 364 | 171 |
| 2020 | 325 | 140 |
| 2019 | 253 | 136 |
| 2018 | 278 | 135 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 20 | 31 |
| 21ST Mortgage | 18 | 62 |
| First United Bank and Trust Co | 17 | 25 |
| Shamrock Bank N.A. | 12 | 12 |
| Guild Mortgage Company | 10 | 23 |
| Mortgage Research Center | 7 | 16 |
| Gateway First Bank | 5 | 8 |
| loanDepot.com LLC | 4 | 4 |
| Southwest Stage Funding LLC | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 21 |
| Nationstar Mortgage | 3 | 3 |
| Flat Branch Mortgage, Inc. | 3 | 3 |
| CMG Mortgage Inc | 2 | 2 |
| Village Capital & Investment | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 3 |
| Great Plains National Bank | 2 | 2 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Arvest Bank | 2 | 3 |
| Wells Fargo Bank NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 2 |
| First Texoma National Bank | 1 | 1 |
| Coastal Community Bank | 1 | 4 |
| Click n' Close, Inc. | 1 | 1 |
| Southwest Funding LP | 1 | 3 |
| Countryplace Mortgage, LTD. | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 39 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 198 | 34.8% of 155 decided |
| 2 or more minority races | under 10 | |
| Joint | 39 | no rate: base under 50 |
| Race Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 259 | 34.8% of 198 decided |
| Joint | withheld | |
| Ethnicity Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 118 | 36.7% of 90 decided |
| Female | 57 | no rate: base under 50 |
| Joint | 127 | 29.3% of 99 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2048 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved