Mortgage lending in Seminole County, Oklahoma
Lenders in Seminole County, Oklahoma reported 736 mortgage applications for 2025, according to the CFPB.
736 mortgage applications and 316 loans originated in 2025; the denial rate was 33.8% of 550 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seminole County, OK.
- 736
- Applications
- 316
- Loans originated
- 33.8%
- Denial rate
- 186 denied of 550 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 736 | 316 |
| 2024 | 649 | 308 |
| 2023 | 612 | 270 |
| 2022 | 625 | 296 |
| 2021 | 702 | 382 |
| 2020 | 622 | 342 |
| 2019 | 600 | 353 |
| 2018 | 572 | 344 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First United Bank and Trust Co | 64 | 92 |
| Bancfirst | 36 | 66 |
| Rocket Mortgage | 22 | 31 |
| Gateway First Bank | 13 | 21 |
| Mortgage Research Center | 13 | 26 |
| United Wholesale Mortgage | 9 | 14 |
| 21ST Mortgage | 8 | 75 |
| BMO Harris Bank NA | 6 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 32 |
| Sovereign Bank | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 13 |
| Arvest Bank | 5 | 7 |
| Southwest Stage Funding LLC | 4 | 11 |
| loanDepot.com LLC | 4 | 9 |
| Kind Lending, LLC | 4 | 4 |
| Stride Bank, National Association | 4 | 6 |
| Vision Bank | 4 | 7 |
| Canopy Mortgage, LLC | 4 | 8 |
| Zillow Home Loans, LLC | 3 | 5 |
| Navy Federal Credit Union | 3 | 6 |
| MLD Mortgage, Inc.dba the Money Store | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 46 |
| Patrons Bank, NA | 3 | 5 |
| CMG Mortgage Inc | 3 | 4 |
| Flat Branch Mortgage, Inc. | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 59 | 42.0% of 50 decided |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| White | 444 | 35.2% of 332 decided |
| 2 or more minority races | under 10 | |
| Joint | 61 | no rate: base under 50 |
| Race Not Available | 145 | 27.2% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 533 | 34.3% of 402 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 157 | 28.2% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 239 | 34.7% of 173 decided |
| Female | 127 | 45.5% of 99 decided |
| Joint | 266 | 29.4% of 197 decided |
| Sex Not Available | 104 | 28.4% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2249 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved